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I'm a First Time Buyer

RBS no longer offer residential interest only mortgages. Customers with existing interest only mortgages are not affected by this change. Buy to Let mortgages remain available on an interest only basis. Please note that our website content is in the process of being updated to reflect these changes.


First Time Buyer

Get to grips with mortgages

Use our tools and guides to learn more about mortgages – and look for a mortgage to suit you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

RBS mortgages

We've got a great choice of rates and options for first time buyers.

How much will my
mortgage cost?

Use our online mortgage calculator to find out how much you could borrow and how much it will cost.

Mortgage videos

Learn more about mortgages and discover how we can help you with your first mortgage.

Help, info and videos

View our helpful video or read our transcript to see exactly how
we can help you through the mortgage buying process.

Your personal mortgage adviser

Taking out your first mortgage is a big step. Your RBS mortgage adviser is here to help you every step of the way.

Get in touch

  • 0800 056 0567
  • Minicom
    0800 056 6587

Lines are open:
Mon to Fri 8am-8pm
Sat 9am-4pm
(excl. public holidays).

Calls may be recorded.