I'm a first time buyer

Why RBS?

With a named mortgage adviser, you'll always know who to contact about your new RBS mortgage. Find out more

First Time Buyer

Get to grips with our mortgages

Use our tools and guides to learn more about mortgages – and look for a mortgage to suit you.


Your home may be repossessed if you do not keep up repayments on your mortgage.

RBS Mortgages

We've got a great choice of rates and options for first time buyers.

How much will my mortgage cost?

Use our online mortgage calculator to find out how much you could borrow and how much it will cost.

Mortgage videos

Learn more about mortgages and discover how we can help you with your first mortgage.

Help, info and videos

View our helpful video or read our transcript to see exactly how
we can help you through the mortgage buying process.

Find out more

Your personal mortgage adviser

Taking out your first mortgage is a big step. Your RBS mortgage adviser is here to help you every step of the way.

Get in touch

Call 0800 068 7675
Minicom 0800 056 6587

Branch Locator Free call back

Lines are Open
Mon to Fri 8am - 8pm
Sat 9am - 4pm
(excl. public holidays).

Calls may be recorded.