Ready to give your kids and teens a taste of independence? Our current account and debit card for UK residents aged 11-17 with no parental controls could be the right fit.

Use this current account to:

• Give kids and teens the freedom to manage their money independently (11-15s must apply with a parent or guardian who has a Royal Bank of Scotland current account).
• Earn 1.85% AER / 1.83% Gross p.a. (variable) interest on their balance, calculated daily and paid monthly.
• Enjoy simple banking without monthly account fees or overdraft.

Want to teach your kids smart money habits in a secure way? Our pocket money app for ages 3-17 puts parents in control to teach kids responsible money management.

Use Rooster Money to:

• Track your kids' virtual allowance, spending and savings with no deposit required using Virtual Money Tracker.
• Enjoy a free Rooster prepaid card subscription for ages 6-17 if a parent is a Royal Bank customer. T&Cs apply and other fees may apply (£19.99 a year / £1.99 a month for non-NatWest customers).
• Build custom savings pots and use the 'Chores' feature to link tasks to allowances.

Wondering how to save for your child? Our instant access savings account for under-16s makes it simple to start building their nest egg today.

Use this savings account to:

• Manage savings on behalf of your child 'till they turn 16.
• Enjoy 1.85% AER / 1.84% Gross p.a. (variable) on balances of just £1 or more, calculated daily and paid every three months.

Top up with Round Ups to instantly save the pennies. Account and Round Ups eligibility criteria apply.

Looking for a tax-efficient way to invest for your child's future? Our Stocks & Shares ISA for under-14s could be a smart choice to help grow their savings over time.

Use this Junior ISA to:

• Invest up to £9,000 per child in the current tax year without paying income or capital gains tax.
• Start by investing a lump sum of £50 or setting up monthly contributions from £10.
• Build their financial future - your child can access their investments when they turn 18.

The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.