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Purchase & Balance Transfer credit card – 0% interest on purchases and balances

  • 0% interest on purchases for up to 23 months – 0% offer starts from account opening.
  • 0% interest on balance transfers for up to 21 months from account opening - you must transfer your balance (move debt) in the first 3 months of account opening.
  • After your 0% offers end? You'll pay our standard rates.
  • ​3.49% balance transfer fee - a one-off fee. You pay it every time you move debt to this card.

You can transfer a balance from most other credit or store cards, but not from another NatWest Group credit card. You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.

Representative Example - Representative 24.9% APR (variable). Purchase rate: 24.9% p.a. (variable). Assumed credit limit: £1,200. No annual fee. 

Your credit limit, length of 0% interest introductory offer and APR may be different. It depends on our credit assessment of you. For interest on fees and charges, see our terms. 

To apply, you must be a UK resident, aged 18+ and earn £10k+ each year.

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Purchase & Balance Transfer credit card – 0% interest on purchases and balances

  • 0% interest on purchases for up to 23 months – 0% offer starts from account opening.
  • 0% interest on balance transfers for up to 21 months from account opening - you must transfer your balance (move debt) in the first 3 months of account opening.
  • After your 0% offers end? You'll pay our standard rates.
  • ​3.49% balance transfer fee - a one-off fee. You pay it every time you move debt to this card.

You can transfer a balance from most other credit or store cards, but not from another NatWest Group credit card. You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.

Representative Example - Representative 24.9% APR (variable). Purchase rate: 24.9% p.a. (variable). Assumed credit limit: £1,200. No annual fee. 

Your credit limit, length of 0% interest introductory offer and APR may be different. It depends on our credit assessment of you. For interest on fees and charges, see our terms. 

To apply, you must be a UK resident, aged 18+ and earn £10k+ each year.

Check if you could get this card Open in new window

Check your eligibility. (Won't harm your credit score.)

Find out if we'll say 'yes' before you apply.

It's free to check, takes less than 10 minutes and won't affect your credit score.

Check your eligibility, free Open in new window

Check your eligibility. (Won't harm your credit score.)

Find out if we'll say 'yes' before you apply.

It's free to check, takes less than 10 minutes and won't affect your credit score.

Check your eligibility, free Open in new window

Compare all our balance transfer cards – and choose the one that's best for you.

Before you continue, please read this important info:

Ready? Let's get started

We'll check your eligibility at the start 

See if you'll be approved and your indicative credit limit and interest rate at the start of your application - with no impact on your credit score.

It's then completely up to you if you want to continue with your application and a full credit check.

Continue

Just a heads up - here's what you'll need to apply:

  • Your address details for the last 3 years
  • Your income, outgoings and employment details
  • A note of any cards you wish to transfer a balance from
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