Longer Balance Transfer credit card – our longest 0% balance transfer offer

  • 0% for up to 36 months from account opening on balance transfers made in the first 3 months. Then standard rates apply.
  • 0% on purchases for ​3 months from account opening. Then standard rates apply.
  • ​3.10% balance transfer fee.
  • No annual (yearly) fee.

You can transfer a balance from most other credit or store cards, but not from another NatWest Group credit card. You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.

Representative Example - Representative 24.9% APR (variable). Purchase rate: 24.9% p.a (variable). Assumed credit limit: £1,200. No annual fee. 

Your credit limit, length of 0% interest introductory offer and APR may be different. It depends on our credit assessment of you. For interest on fees and charges, see our terms. 

To apply, you must be a UK resident, aged 18+ and earn £10K+ each year

Longer Balance Transfer credit card – our longest 0% balance transfer offer

  • 0% for up to 36 months from account opening on balance transfers made in the first 3 months. Then standard rates apply.
  • 0% on purchases for ​3 months from account opening. Then standard rates apply.
  • ​3.10% balance transfer fee.
  • No annual (yearly) fee.

You can transfer a balance from most other credit or store cards, but not from another NatWest Group credit card. You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.

Representative Example - Representative 24.9% APR (variable). Purchase rate: 24.9% p.a (variable). Assumed credit limit: £1,200. No annual fee. 

Your credit limit, length of 0% interest introductory offer and APR may be different. It depends on our credit assessment of you. For interest on fees and charges, see our terms. 

To apply, you must be a UK resident, aged 18+ and earn £10K+ each year

Check your eligibility. (Won't harm your credit score.)

Find out if we'll say 'yes' before you apply.

It's free to check, takes less than 10 minutes and won't affect your credit score.

Check your eligibility. (Won't harm your credit score.)

Find out if we'll say 'yes' before you apply.

It's free to check, takes less than 10 minutes and won't affect your credit score.

Compare all our balance transfer cards – and choose the one that's best for you.

Before you continue, please read this important info:

Ready? First we'll see if you could get this card...

We'll check your eligibility at the start – this won't harm your credit score 

We'll also give you an idea of how much you could borrow – and the cost.

It's then completely up to you if you want to apply and do a full credit check. 

Just a heads up - here's what you'll need to apply:

  • Your address details for the last 3 years
  • Your income, outgoings and employment details
  • A note of any cards you wish to transfer a balance from