Start early to make the most of your ISA allowance this tax year.
Over longer periods of time (five years or more), investments such as stocks, shares and funds have the potential to give you higher returns compared to cash savings. But the value of investments can fall as well as rise. Eligibility criteria, fees and charges apply.
Bring your ISAs and pensions to Royal Bank Invest
So you can view and manage them all in one place. Plus you could get a cash reward from £50 - £5,000.
Offer open between 18th May and 18th September 2026.
Eligibility, exclusions, terms and conditions apply. The value of investments can fall as well as rise. Your current provider may charge exit fees.
Find out why Royal Bank of Scotland could be right for you
- We’ve helped millions of people invest since the 1960s.
- We keep fees low at 0.55% so you keep more of any money you make.
- Your investment balance is available in a few clicks with the mobile app, alongside your bank accounts.
Stocks and Shares ISA
- You could invest up to £20,000 each tax year, with no UK Income or Capital Gains Tax on any money you make.
- Start investing from £50.
- Choose an investment fund you’re comfortable with from five straightforward options.
Stocks and Shares ISA
- You could invest up to £20,000 each tax year, with no UK Income or Capital Gains Tax on any money you make.
- Start investing from £50.
- Choose an investment fund you’re comfortable with from five straightforward options.
General Investment Account
- A good option if you’ve used up your ISA allowance.
- Start investing from £50.
- No limits on how much you can invest, but you may need to pay UK Income or Capital Gains Tax on any money you make.
General Investment Account
- A good option if you’ve used up your ISA allowance.
- Start investing from £50.
- No limits on how much you can invest, but you may need to pay UK Income or Capital Gains Tax on any money you make.
Personal Pension
- Build up money for when you retire.
- Start investing from £50.
- Combine other pensions here so you can see them together in one place (exit fees may apply).
- Get instant tax relief on what you pay in. A new payment of £100 turns into £125 (limits apply).
Personal Pension
- Build up money for when you retire.
- Start investing from £50.
- Combine other pensions here so you can see them together in one place (exit fees may apply).
- Get instant tax relief on what you pay in. A new payment of £100 turns into £125 (limits apply).
Junior ISA
- We could help you invest for your child’s future.
- Start with just £50 and top-up with as little as £10.
- You have the option to invest up to £9,000 each tax year, with no UK Income or Capital Gains Tax on any money you make.
Junior ISA
- We could help you invest for your child’s future.
- Start with just £50 and top-up with as little as £10.
- You have the option to invest up to £9,000 each tax year, with no UK Income or Capital Gains Tax on any money you make.
Tax reliefs referred to are those applied under current legislation, which may change. The availability and the value of any tax relief will depend on your individual circumstances.
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See how rising prices could be holding your cash back and what you could do about it.
Looking for online investment advice?
Get expert investment advice tailored to you from our Online Investment Advice service, to help you invest in the right way for you.
Book a video call with one of our Digital Wealth Managers who'll guide and support you through our specially designed online service to find out:
- how much you can afford to invest monthly, or as a lump sum or both
- which of our investment funds could be right for you.
Only pay a one-off £200 advice charge if you invest (this is a one-off fee per advice). We won’t charge you anything if we think investing isn’t right for you.
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