Investments
Your next chance to win £10,000 or one of over 100 other cash prizes
- Set up a monthly investment of £50 into any Royal Bank Invest account; or
- Increase your existing monthly investment by £50
For a chance to win first prize of £10,000, 10 prizes of £1,000 and 100 of £100. Enter by 5pm on 11th January 2026.
T&Cs, fees and charges apply.
- We’ve helped millions of people invest since the 1960s.
- We keep fees low at 0.55% so you keep more of any money you make.
- Your investment balance is available in a few clicks with the mobile app, alongside your bank accounts.
Stocks and Shares ISA
- Start investing from £50.
- You could invest up to £20,000 each tax year, with no UK Income or Capital Gains Tax on any money you make.
- Choose an investment fund you’re comfortable with from five straightforward options.
Our Stocks and Shares ISA endorsed as Which? Great Value.
General Investment Account
- A good option if you’ve used up your ISA allowance.
- Start investing from £50.
- No limits on how much you can invest, but you may need to pay UK Income or Capital Gains Tax on any money you make.
Personal Pension
- Build up money for when you retire.
- Start investing from £50.
- Combine other pensions here so you can see them together in one place (exit fees may apply).
- Get instant tax relief on what you pay in. A new payment of £100 turns into £125 (limits apply).
Junior ISA
- We could help you invest for your child’s future.
- Start with just £50 and top-up with as little as £10.
- You have the option to invest up to £9,000 each tax year, with no UK Income or Capital Gains Tax on any money you make.
See how rising prices could be holding your cash back and what you could do about it.
Looking for online investment advice?
Get expert investment advice tailored to you from our Online Investment Advice service, to help you invest in the right way for you.
Book a video call with one of our Digital Wealth Managers who'll guide and support you through our specially designed online service to find out:
- how much you can afford to invest monthly, or as a lump sum or both
- which of our investment funds could be right for you.
Only pay a one-off £200 advice charge if you invest (this is a one-off fee per advice). We won’t charge you anything if we think investing isn’t right for you.
Whether you’re an experienced investor or just finding out what investing is, we’ve got a range of articles to help you understand more about investing.
The Mid-year Investment Outlook 2025 is live
Read about global markets and trends in the latest edition of our investment outlook.
