Tell me morePrivate Black Credit Card
Private Black Credit Card
The card that helps you earn great rewards
- Available to Black Account customers only
- 1.25 NatWest YourPoints for every £1 spent on qualifying purchases
- Range of special offers
- No annual fee. Over 18s only
Private black credit card summary box.
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Representative Example:
Representative 14.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 14.94% p.a. (variable).
Please note: In the Representative Example we have used an assumed credit limit of £1,200. The actual credit limit assigned to individual accounts will vary depending on our credit assessment of you.
Not what you’re looking for? We offer a wide range of other credit cards.
The rewarding credit card
It’s accepted at millions of outlets worldwide – wherever you see the MasterCard symbol. Representative 14.9% APR (variable).
- Up to 56 days’ interest free credit on purchases – if you pay your balance (and your previous month's balance) in full and on time each month.
- RBS YourPoints – where you can earn great rewards.
- Special offers – such as spa days, golfing breaks and invitation only events.
- No annual fee – you’ll not be charged just for having a Private Black Credit Card.
Earn even more when you spend
The Private Black Credit Card earns 1.25 RBS YourPoints for every £1 you spend on qualifying purchases making it our best card for rewards.
Earn RBS YourPoints every time you use your card for qualifying transactions
Exchange your points for a huge choice of rewards from flights and holidays, shopping vouchers, or even spa experiences and theatre nights.
- Shopping vouchers – for top UK brands including, Marks & Spencer, Amazon.co.uk, Boots and Harvey Nichols.
- Travel and holidays – choose from over 100 airlines, 56,000 hotels and many leading car hire companies – with no date restrictions on travel.
- Great days out – treat yourself to a luxury spa day, family day out, a trip to the theatre or adrenaline fuelled racing day.
- Quality wines – redeem points for some excellent wine selections.
Applying for a Private Black Credit Card
If you are an existing Black Account customer then your Private Banking Manager will be able to arrange an application for the Private Black Credit Card.
If you aren't sure who your Private Banking Manager is or don't have their contact details, please call 0845 30 30 600 (Minicom 0845 900 5960. Calls may be recorded). You need to have a Black Account before you can apply for a Private Black Credit Card.
