Want to switch to a new RBS mortgage deal?


Switch your existing mortgage to a new deal


Choose a new product online if you are:

  • Within three months of your existing deal ending or on a Standard Variable Rate
  • You have mortgage borrowing of more than £25,000
  • You originally started your mortgage after October 2004
  • You are keeping your mortgage borrowing, term and repayment type as they are now

Remember you will need your mortgage account number and key information to hand.


Switching is easy with our online service

1

Complete our online form

Using the online switching service you can:

  • Review all of your current mortgage details
  • View all mortgage deals available to you
  • Choose the best mortgage deal for you then click to request the documentation
1

Review your new deal

No commitment until you are ready

  • Choose to receive details of your new mortgage deal by email or post - it's your choice
  • Review you new mortgage deal selection and ensure it meets your needs
1

Accept your new deal

When you are ready, accept the new deal

  • Verbally accept your new mortgage deal over the phone or return the paperwork by post
  • You have 14 days from the date you request the documentation to accept your new deal


The benefits of switching online

All your documentation sent to your email address. Verbally accept your new deal. No valuation is required.

Do you need to speak to a mortgage adviser?

You will need to if you are borrowing more, changing your term or repayment method or paying a lump sum in to your mortgage.


Do you have more than one part to your mortgage?

You do if you have a mortgage made up of capital and interest or interest only, or you have taken additional borrowing.

Other helpful information

Find out which products are available for online switching and which products you are eligible for.



Ready to switch?