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How much can I borrow?


Tools

Use our simple calculator to find out how much money we could lend you.

Important notes

  • All figures provided are for illustrative purposes only. They are not a quotation or a commitment to lend.
  • Our maximum age for mortgage lending is 65 or 70 by exception if you can evidence retirement income.
  • Remember that fees (e.g. solicitor's costs, removal costs) cannot be included in the total we lend you.
  • We will be unable to lend to you if you have been declared bankrupt or entered an IVA.

Calculator

Your financial details

Include the total number of applicants (e.g. you and your partner) and your financial dependents (i.e. children, relatives in care financially dependant on you).


Please choose an option


If you're self employed enter your average gross earnings over the last two years.


You must enter a value between 5,000 and 1,000,000


Other income could be from savings, bonuses, dividends etc.


You must enter a value between 0 and 1,000,000


Current outstanding amounts on any credit cards held.


You must enter a value between 0 and 1,000,000


per month

The total monthly payments you are committed to including child maintenance payments, school fees and other costs for dependents. Dependents costs if appropriate include care home fees for elderly dependents or personal care assistance fees.


You must enter a value between 0 and 1,000,000


per month

Include the monthly costs of all other borrowing. Include loan repayments, hire purchase agreements and car lease payments. Don't include credit card payments and any mortgage payments that will be replaced by this mortgage.


You must enter a value between 0 and 1,000,000




Second applicant's financial details

If the applicant is self employed enter average gross earnings over the last two years.


You must enter a value between 0 and 1,000,000


This could include bonuses, dividends and interest from savings etc.


You must enter a value between 0 and 1,000,000


The current outstanding amounts on any credit cards.


You must enter a value between 0 and 1,000,000


The total monthly payments they are committed to including child maintenance payments, school fees and other costs for dependents. Dependents costs if appropriate include care home fees for elderly dependents or personal care assistance fees. Ensure you don’t duplicate any costs already detailed in the section above.


You must enter a value between 0 and 1,000,000


Include the monthly costs of all other borrowing. Include loan repayments, hire purchase agreements and car lease payments. Don't include credit card payments and any mortgage payments that won't be replaced by this mortgage.


You must enter a value between 0 and 1,000,000