How much can I borrow?


Tools

Use our simple calculator to find out how much money we could lend you.

Important notes

  • All figures provided are for illustrative purposes only. They are not a quotation or a commitment to lend.
  • Our maximum age for mortgage lending is 65 or 70 by exception if you can evidence retirement income.
  • Remember that fees (e.g. solicitor's costs, removal costs) cannot be included in the total we lend you.
  • We will be unable to lend to you if you have been declared bankrupt or entered an IVA.

Calculator

Your financial details

Include yourself and your partner or spouse, children and any other dependants.


Please choose an option


£

If you're self employed enter your average gross earnings over the last two years.


You must enter a value between £5,000 and £1,000,000


£

Other income could be from savings, bonuses, dividends etc.


You must enter a value between £0 and £1,000,000


£

Current outstanding amounts on any credit cards held.


You must enter a value between £0 and £1,000,000


£ per month

The total monthly payments you make to ex-partners and children.


You must enter a value between £0 and £1,000,000


£ per month

Include the monthly costs of all other borrowing. Include loan repayments, hire purchase agreements and car lease payments. Don't include credit card payments and any mortgage payments that won't be replaced by this mortgage.


You must enter a value between £0 and £1,000,000



Second applicant's financial details

£

If the applicant is self employed enter average gross earnings over the last two years.


You must enter a value between £0 and £1,000,000


£

This could include bonuses, dividends and interest from savings etc.


You must enter a value between £0 and £1,000,000


£

The current outstanding amounts on any credit cards.


You must enter a value between £0 and £1,000,000


£

The total monthly payments you make to ex-partners and children.


You must enter a value between £0 and £1,000,000


£

Include the monthly costs of all other borrowing. Include loan repayments, hire purchase agreements and car lease payments. Don't include credit card payments and any mortgage payments that won't be replaced by this mortgage.


You must enter a value between £0 and £1,000,000