Fixed rate mortgages

Manage your budget
with confidence

Your home may be repossessed if you do not
keep up repayments on your mortgage

MortgageInitial interest rateFollow on rateOverall cost for comparisonMax loanOther information
Royalties Private / Business Banking: 2 Year Purchase Fixed Rate
5.69% fixed
until 30/06/2010
7.19% variable7.2% APR75% property value
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 30/06/2010
  • Minimum loan £50,000

Private / Business and Royalties Gold: 2 Year Purchase Fixed Rate
5.74% fixed
until 30/06/2010
7.19% variable7.2% APR75% property value
  • Overpay 10% per year without incurring an early repayment charge
  • £999 product fee
  • Early repayment charge applies until 30/06/2010
  • Minimum loan £50,000

Royalties Private / Business Banking: 2 Year Remortgage Fixed Rate
5.79% fixed
until 30/06/2010
7.19% variable7.2% APR75% property value
  • Remortgage package included - we'll pay all our standard legal and valuation costs for you
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 30/06/2010
  • Minimum loan £50,000

2 Year Purchase Fixed Rate
5.79% fixed
until 30/06/2010
7.19% variable7.3% APR75% property value
  • Overpay 10% per year without incurring an early repayment charge
  • Product Fee £999
  • Early repayment charge applies until 30/06/2010
  • Minimum loan £50,000

Private / Business and Royalties Gold: 2 Year Remortgage Fixed Rate
5.84% fixed
until 30/06/2010
7.19% variable7.2% APR75% property value
  • Remortgage package included - we'll pay all our standard legal and valuation costs for you
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 30/06/2010
  • Minimum loan £50,000

5 Year Purchase Fixed Rate
5.89% fixed
until 30/06/2013
7.19% variable6.8% APR75% property value
  • Overpay 10% per year without incurring an early repayment charge
  • £999 product fee
  • Early repayment charge applies until 30/06/2013
  • Minimum loan £25,000

2 Year Remortgage Fixed Rate
5.89% fixed
until 30/06/2010
7.19% variable7.2% APR75% property value
  • Remortgage package - we'll pay all our standard legal and valuation costs for you
  • Overpay 10% per year without incurring an early repayment charge
  • Product Fee £999
  • Early repayment charge applies until 30/06/2010
  • Minimum loan £25,000

2 Year Purchase Fixed Rate
5.99% fixed
until 30/06/2010
7.19% variable7.4% APR90% property value
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 30/06/2010
  • Minimum loan £25,000

5 Year Remortgage Fixed Rate
6.09% fixed
until 30/06/2013
7.19% variable6.8% APR75% property value
  • Remortgage package included - we'll pay all our standard legal and valuation costs for you
  • Overpay 10% per year without incurring an early repayment charge
  • £999 product fee
  • Early repayment charge applies until 30/06/2013
  • Minimum loan £25,000

5 Year Purchase Fixed Rate
6.09% fixed
until 30/06/2013
7.19% variable7.1% APR90% property value
  • Overpay 10% per year without incurring an early repayment charge
  • £999 product fee
  • Early repayment charge applies until 30/06/2013
  • Minimum loan £25,000

2 Year Remortgage Fixed Rate
6.09% fixed
until 30/06/2010
7.19% variable7.2% APR90% property value
  • Remortgage package included - we'll pay all our standard legal and valuation costs for you
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 30/06/2010
  • Minimum loan £50,000

Royalties: 5 Year Purchase Fixed Rate
6.09% fixed
until 30/06/2013
7.19% variable7.1% APR90% property value
  • Overpay 10% per year without incurring an early repayment charge
  • £799 product fee
  • Early repayment charge applies until 30/06/2013
  • Minimum loan £25,000

5 Year Remortgage Fixed Rate
6.14% fixed
until 30/06/2013
7.19% variable7.0% APR90% property value
  • Remortgage package included - we'll pay all our standard legal and valuation costs for you
  • Overpay 10% per year without incurring an early repayment charge
  • £999 product fee
  • Early repayment charge applies until 30/06/2013
  • Minimum loan £25,000

2 Year Purchase Fixed Rate
6.39% fixed
until 30/06/2010
7.19% variable7.5% APR95% property value
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 30/06/2010
  • Minimum loan £25,000

2 Year Remortgage Fixed Rate
6.49% fixed
until 30/06/2010
7.19% variable7.4% APR95% property value
  • Remortgage package included - we'll pay all our standard legal and valuation costs for you
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 30/06/2010
  • Minimum loan £25,000

5 Year Purchase Fixed Rate
6.59% fixed
until 30/06/2013
7.19% variable7.3% APR95% property value
  • Overpay 10% per year without incurring an early repayment charge
  • £999 product fee
  • Early repayment charge applies until 30/06/2013
  • Minimum loan £25,000

5 Year Remortgage Fixed Rate
6.69% fixed
until 30/06/2013
7.19% variable7.3% APR95% property value
  • Remortgage package included - we'll pay all our standard legal and valuation costs for you
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 30/06/2013
  • Minimum loan £25,000


Looking for a guarantee that your mortgage repayments won't go up or down?

With a fixed rate mortgage from The Royal Bank of Scotland, your interest rate is fixed for an agreed period. So you know exactly where you stand during the fixed rate period, giving you real control to budget and plan ahead.

And you don't need to nervously watch the Bank of England Base rate. You can just get on with living your life.

Higher Lending Charge

A Higher Lending Charge will apply to all loans above 90%.

back to top