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Loan Calculator

Calculate monthly loan repayments and view our interest rates

  1. Simply pick the loan amount you need.
  2. Adjust the repayment term to suit you depending on the loan amount.

Calculate your personal loan quote below

Use our loan calculator to work out the best loan for you. Note that the maximum term will change depending on the loan amount.

Home improvements loans above £2,500 are available over an extended term of up to 10 years. You may be asked to provide evidence that the loan is for a home improvement.

Enter between £1,000 and £25,000


You can choose to pay over 1-5 years

Representative Example


over 5 Years



Interest rate

3.9% (Fixed)

will cost

£146.72 per month

Total amount payable:


The rates you pay depend on your circumstances and the loan amount and may differ from the Representative APR

Useful and important information

Our calculator provides an indicative quote only, our rates vary depending on your circumstances and the loan amount you apply for.
You must be over 18 and an RBS current account customer to apply.

Use our loan Quick Quote tool

Find out if you’re likely to be approved and how much you may be able to borrow – in just 2 minutes.

View your personalised interest rate and monthly payments

Zero impact on your credit rating more info

Provide us with a few details and we’ll give you an indication of whether we can help with your loan. If you choose to apply additional checks (including a full credit check) may be carried out and this may affect our decision.

Representative Example(what's this?):

Borrow £7,500 over 5 years at Representative 3.9% APR and Interest rate 3.90% p.a. (Fixed) will cost

£137.55 per month, with a total amount payable of £8,253.00.

Get in touch

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