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	Classic	Platinum	YourPoints World
Features and benefits	Find out more Apply online	Find out more Apply online	Find out more Apply online
Available to	Customers who have a RBS current account	Customers who have a RBS current account or who bank elsewhere	Customers who have a RBS current account
Great if you...	...need a low rate on purchases for nine months	...want to transfer a balance from another card	...want to be rewarded for your everyday spend
Introductory balance transfer offer Balance transfers are limited to 95% of your available credit limit so, if your new Platinum Credit Card has a limit of £2000, you could switch up to £1900. . There is a 2.9% balance transfer fee (minimum £5). If you take advantage of the 0% balance transfer offer and the 0% purchase offer, your monthly payments will be used to pay off your balance transfer first. Close panel Introductory balance transfer offer		0% on balance transfers for 16 months (2.9% fee, min £5)
Introductory reduced interest on purchases Pay reduced or 0% interest on purchases for an agreed period when you take out a new card. Close panel Introductory reduced interest on purchases	4.9% for 9 months Typical 19.9% APR	0% for 3 months Typical 16.9% APR	0% for 6 months Typical 16.9% APR
Earn rewards Earn 1 point for every £1 you spend whenever you use your RBS YourPoints World MasterCard. Reward yourself with just about anything from BA and easyJet flights to M&S and amazon.co.uk vouchers – and much more. Close panel Earn rewards
No annual fee We won’t charge you a fee just for having an RBS Classic, Platinum or YourPoints World MasterCard. Close panel No annual fee
Apply online It’s simple to apply for an RBS credit card with our secure online application process. Close panel Apply online
Manage account online Check your balance, make a payment and much more – using our online banking and credit card online services. Better still, you can do it anytime, wherever you are. Close panel Manage account online
Best Price If you purchase an item with your new card and find an identical product at a cheaper price within 90 days, you may be reimbursed the difference Close panel Best Price
Ticket Cancellation Insurance In the unexpected event you are unable to attend a concert or sporting event that you have booked a ticket for in advance, you can claim for the cost of the ticket you have booked with your card Close panel Ticket Cancellation Insurance
Theft of Handbag and Wallet Insurance If your wallet or handbag is stolen you will be reimbursed for the original cost of the handbag or wallet, up to £500 Close panel Theft of Handbag and Wallet Insurance
Travel Pass Provides assistance to help you arrange a replacement passport if it is lost or stolen when abroad and also access to an interpreter service. You are required to register your passport details to enable us to provide this assistance. You can also download a phrasebook for your mobile phone. This is available in 1 of 10 languages Close panel Travel Pass
	Find out more Apply online	Find out more Apply online	Find out more Apply online