Card options
- Platinum Credit Card
- YourPoints World MasterCard
- Classic Credit Card
- Savings Accelerator Credit Card
- Royalties Gold Credit Card
- Student Credit Card
- Compare credit cards
Other options
Existing customers
Useful information
Which credit card is right for you?
Find the card that meets your needs.
We may have other credit cards which are more suitable.
Take a look at some main card features with our easy comparison table.
| | Find out more Apply online | Find out more Apply online | Find out more Apply online |
| | Customers who have a RBS current account | Customers who have a RBS current account or who bank elsewhere | Customers who have a RBS current account |
| | ...need a low rate on purchases for nine months | ...want to transfer a balance from another card | ...want to be rewarded for your everyday spend |
Introductory balance transfer offerBalance transfers are limited to 95% of your available credit limit so, if your new Platinum Credit Card has a limit of £2000, you could switch up to £1900. . There is a 2.9% balance transfer fee (minimum £5).
| 0% on balance transfers for 16 months (2.9% fee, min £5) | ||
Introductory reduced interest on purchasesPay reduced or 0% interest on purchases for an agreed period when you take out a new card. Close panel |
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Earn rewardsEarn 1 point for every £1 you spend whenever you use your RBS YourPoints World MasterCard. Reward yourself with just about anything from BA and easyJet flights to M&S and amazon.co.uk vouchers – and much more. Close panel | |||
No annual feeWe won’t charge you a fee just for having an RBS Classic, Platinum or YourPoints World MasterCard. Close panel | |||
Apply onlineIt’s simple to apply for an RBS credit card with our secure online application process. Close panel | |||
Manage account onlineCheck your balance, make a payment and much more – using our online banking and credit card online services. Better still, you can do it anytime, wherever you are. Close panel | |||
Best PriceIf you purchase an item with your new card and find an identical product at a cheaper price within 90 days, you may be reimbursed the difference Close panel | |||
Ticket Cancellation InsuranceIn the unexpected event you are unable to attend a concert or sporting event that you have booked a ticket for in advance, you can claim for the cost of the ticket you have booked with your card Close panel | |||
Theft of Handbag and Wallet InsuranceIf your wallet or handbag is stolen you will be reimbursed for the original cost of the handbag or wallet, up to £500 Close panel | |||
Travel PassProvides assistance to help you arrange a replacement passport if it is lost or stolen when abroad and also access to an interpreter service. You are required to register your passport details to enable us to provide this assistance. You can also download a phrasebook for your mobile phone. This is available in 1 of 10 languages Close panel | |||
| Find out more Apply online | Find out more Apply online | Find out more Apply online |


