Apply for a credit card


Please select the credit card that you want to apply for:

Platinum Credit Card

0% on balance transfers for 18 months (2.8% fee, min £5)
0% on purchases for 6 months

Thereafter the standard annual rate for balance transfers and purchases will be 16.56% (variable)

Minimum income to apply: £10k p.a.

Representative Example
Representative 16.6% APR (variable) based on an assumed Credit Limit of £1,200.
Standard interest rate for purchases:
16.56% p.a. (variable).

Please note: In the Representative Example above we have used an assumed Credit Limit of £1,200. The actual Credit Limit assigned to individual accounts will vary depending on our credit assessment of you.

Classic Credit Card

0% on purchases for 13 months
0% on balance transfers for 13 months (2.9% fee, min £5)

Thereafter the standard annual rate for balance transfers and purchases will be 17.95% (variable)

Representative Example
Representative 17.9% APR (variable) based on an assumed Credit Limit of £1,200.
Standard interest rate for purchases:
17.95% p.a. (variable).

Please note: In the Representative Example above we have used an assumed Credit Limit of £1,200. The actual Credit Limit assigned to individual accounts will vary depending on our credit assessment of you.

This offer is available exclusively to existing RBS current account customers

Minimum income to apply: £10k p.a.

YourPoints World MasterCard

Turn every day spending into great rewards
Representative 16.9% APR (Variable)

This offer is available exclusively to existing RBS current account customers

Minimum income to apply: £20k p.a. Customers on a lower income may be considered.

Student Credit Card

The perfect accompaniment to your student current account

Representative 18.9% APR (Variable)

Private Banking Credit Card

Exclusive benefits for Private banking Customers who earn over £100,000 p.a

Representative 14.9% APR (Variable)

Private Banking Credit Card - Find out more

If you need more information, why not visit our credit card page and apply?



The Royal Bank of Scotland plc. Registered in Scotland. No. 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB.