Credit cards


Which Credit Card is right for you?


Whatever you’re looking for from a credit card, we’ve got the right one for you.

Why not take advantage of our best ever 0% balance transfer offer with our Platinum card?

Find out more about the Platinum Credit Card

Our best ever 0% balance transfer offer

Pay 0% interest on your balance transfers for 15 months (2.9% fee - min £5) and 0% on purchases for 3 months.

Exclusively available to current RBS customers

Typical 16.9% APR (variable)

Apply online


Find out more about the Gold Credit Card

Shrink your balances

8.9% p.a. for the life of balances transferred. There’s no balance transfer fee, plus we'll make regular payments back into your account.

Typical 16.9% APR (variable)

Apply online
Find out more about the Classic Credit Card

A low purchase rate

You’ll pay just 4.9% p.a. on all your new purchases for 9 months from account opening. Handy for everyday purchases.



Typical 16.9% APR (variable)

Apply online

Find out more about the Student Credit Card

Designed for students

The perfect companion to your student current account helps you take control of your finances.

Typical 18.9% APR (variable)

Apply online


Find out more about the Black Credit Card

Black Credit Card

The RBS Black Credit Card is only for people earning at least £75,000.








Find out more about the Private Credit Card

Private Credit Card

Pay 0% interest on your balance transfers for 13 months (2.9% fee - min £5) and 0% on purchases for 6 months.

Typical 14.9% APR (variable)

Apply online

We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit.

Other offers available in branch