Credit cards


Which credit card is right for you?


Whatever you're looking for from a credit card, we could have the right one for you.

Our best ever 0% balance transfer offer

Find out more about the Platinum Credit Card

0% on balance transfers for 16 months (2.9% fee, min £5)
and 0% on purchases for 3 months.

Typical 16.9% APR (variable)

Minimum income to apply: £10k p.a.

Apply online


The following credit cards are available exclusively to customers with a RBS current account

Turn ordinary spend into extraordinary rewards

Find out more about the YourPoints World MasterCard

A card for your everyday spending that lets you reward yourself with just about anything from BA and easyJet flights to M&S and amazon.co.uk vouchers – and much more.

Typical 16.9% APR (variable)

Minimum income to apply: £20k p.a. Customers on a lower income may be considered.

Apply online


A low purchase rate

Find out more about the Classic Credit Card

You'll pay just 4.9% p.a. on all your new purchases for 9 months from account opening. Handy for everyday purchases.


Typical 19.9% APR (variable)

Minimum income to apply: £10k p.a.

Apply online


Find the right credit card

Which credit card is right for you - could you be earning rewards for your everyday spending?

Compare credit cards

You may also be interested in:

Find out more about the Black Credit Card

Black Credit Card

The RBS Black Credit Card is only for people earning at least £75,000.








Find out more about the Private Credit Card

Private Credit Card

Pay 0% interest on your balance transfers for 13 months (2.9% fee - min £5) and 0% on purchases for 6 months.

Typical 14.9% APR (variable)

Apply online

Find out more about the Student Credit Card

Designed for students

The perfect companion to your student current account helps you take control of your finances.

Typical 18.9% APR (variable)

Apply online


We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit.

Other offers available in branch