Our range of credit cards

Credit cards - which card is right for you?


YourPoints World MasterCard - Special Offer

Looking for a credit card with a great introductory purchase rate?

Our special offer means no interest on purchases for 18 months

YourPoints World MasterCard
  • 0% interest for 18 months from account opening on purchases
  • Entry to our YourPoints loyalty programme earn 1 point for £1 spent
  • Get 2,500 bonus YourPoints every year

Representative Example

Representative APR: 17.9% APR (variable)

Purchase rate: 17.95% p.a. (variable)

Assumed credit limit: £1,200


The actual credit limit assigned to your account will vary depending on our credit assessment of you.

At the end of the introductory period, purchases will be 17.95% p.a. (variable). Must earn over £10k p.a. Available to over 18s only, who are resident in the UK. Online only offer, for a limited period only.

Platinum Credit Card

From account opening you could get:

Platinum Credit Card
  • Balance transfers 0% for 22 months
    (3.2% fee, min £5)
  • Purchases 0% for 6 months
  • Plus a range of offers & discounts

Representative Example:

Representative APR: 17.9% APR(variable)

Purchase rate: 17.95% p.a. (variable)

Assumed credit limit: £1,200

The actual credit limit assigned to your account will vary depending on our credit assessment of you.

At the end of the introductory period, balance transfers and purchases will be 17.95% p.a. (variable).

Earn over £10k p.a.
Available to over 18s only.
Online offer only.

YourPoints World MasterCard

From account opening you could get:

YourPoints World Credit Card
  • 1 point for every £1 spent
    use towards flights, holidays and some great brands like M&S, Boots and Amazon.
  • Get 2,500 bonus YourPoints every year
  • 0% interest for 13 months on purchases & balance transfers (2.9% fee, min £5)

Representative Example:

Representative APR: 17.9% APR(variable)

Purchase rate: 17.95% p.a. (variable)

Assumed credit limit: £1,200

The actual credit limit assigned to your account will vary depending on our credit assessment of you.

At the end of the introductory period, balance transfers and purchases will be 17.95% p.a. (variable).

Earn over £10k p.a.
Available to over 18s only.


Private Credit Card

Private Credit Card

With a Private Banking Credit Card, certain benefits come as standard. Minimm income to apply: £100k

Representative 14.9% APR (variable).


Available to over 18s only.



Student Credit Card

Student Credit Card

The perfect companion to your student current account helps you take control of your finances.

Representative 18.9% APR (variable).


Available to over 18s only.





We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit.
Other offers available in branch. Full terms and conditions of bonus points offer.


The Royal Bank of Scotland plc. Registered in Scotland No. 90312. Registered Office: 36 St Andrews Square, Edinburgh, EH2 2YB.