There's no need to settle for the standard student experience
when you open a Student Royalties account.

If you're starting your first year of full time undergraduate course,
why not open a Student Royalties account? We've topped up
the already great benefits this account provides, so now you have
even more fantastic ways to get the most from your first year
at University.

Here's what's included:

• 2 for 1 Cinema card (worth £72)*
• Mobile Phone Deal with free accessories (worth £25)*
• 25% off gigs and live shows (worth £30)
• 20% discount on books (worth £18)
• Payment Card Protection (Worth £20)

*Extra benefits for first year students only

What's more, in addition to the essentials, your Student Royalties account is
packed with benefits specifically designed to help you through your student years.

• Borrow up to £2,500 with an interest-free overdraft
• Credit card with no annual fee
• 3 in 1 highline card (cash machine, maestro and cheque guarantee)
• 10% off selected holidays and travel*
• Free mobile phone banking for your first term at university. Find out more.
• Student belongings insurance (premiums start at only £16 per annum)

*When booked or ordered through Royalties Membership Services

• Legal Information
• Privacy
• Accessibility
• Visit RBS.co.uk

Legal information

Credit facilities: Over 18s only

Terms and conditions of University Essentials offer:

1. This offer is only available at Royal Bank of Scotland branches in england and Wales.
2. Only available to customers of The Royal Bank of Scotland, who are 1st year undergraduates commencing their first Higher Education course, who open a Student Royalties account between 1 May and 31 October 2007 and who use it as their main Student account.
3. Main Student account means the account should be used for the purpose of ordinary banking transactions including credits (your main student funding credited), debits, cashline transactions, Direct Debits and Standing Orders.
4. Only one offer per customer.
5. Detials of how to access the offers will be outlined in your welcome pack which we will send to you once you have opened the account.
6. All account openings are subject to acceptance.
7. You will lose the right to benefit from the offer if we deem that your account has not been opened or used in accordance with the terms and conditions above.
8. This offer is subject to change and maby be withdrawn at any time.
9. The offer is not open to employees of The Royal Bank of Scotland Group of companies.
10. These savings are representative of those that can be achieved by opening or converting to a Student Royalties account.

Cinema discounts, a year's worth of unlimited 2 for 1 cinema entry to selected films at vue cinemas - savings based on average ticker price of £6 and visiting cinema once a month.

Mobile phone deal - value based on Sony Ericsson MPS-60 portable speakers from phones 4U

25% off gigs and live shows - savingsbased on 4 tickers costing £30 each. Event booking service is operated for RBS by

Affinion International payment card protection - savings based on Sentinel Car Protection worth £20. Service is operated for RBS by Affinion International

Terms and conditions of Webcam offer:

• This offer of one free Microsoft LifeCam VX-100 is only available to new customers of The Royal Bank of Scotland, who are 1st year undergraduates commencing their first Higher Education course, who open a Student Royalties account online at www.rbs.co.uk/uni on or before 31 October 2007 and who use it as their main Student account.
• Available while stocks last. Offer may be withdrawn at any time without notice.
• New Student Account customers must return Microsoft LifeCam VX-100 application form within 30 days of receipt.
• The application form will be supplied within the Student Account Welcome Pack after the account has been opened.
• Each Microsoft LifeCam VX-100 will be mailed to the address supplied within 30 days of receipt of the completed application form. No copies, damaged or incomplete application forms will be accepted.
• In the case of non-receipt or receipt of damaged Microsoft LifeCam VX-100, customers should email nwrailcard@acxiom.com
• Please refer to Microsoft LifeCam VX-100 user instructions and manufacturer's warranty in case of technical query.
• To run the Microsoft LifeCam VX-100 you will need a computer with the following minimum specifications:
  • Windows 98 SE, 2000, Me, XP
  • Intel Pentium IV, 1 GHz
  • USB
  • CD-ROM
  • 64 MB RAM
  • 200 MB HDD