Officers


Benefits to reflect your standing


Choose Holt's, and you will benefit from private banking - combining specially tailored products with the service you expect. It could be the perfect way to manage your finances.

Open an account

Opening an account is easy - we don't require further proof of your UK or overseas address. New to the UK? Holt's make it easy to open an account.

It's also easy to switch your account to Holt's.
Switching to Holt's is easy and hassle-free. In fact, the process generally takes just two to four weeks to complete.

Officer banking

  • Royalties - choose one of these current accounts and make use of the wide range of extra benefits by paying a monthly fee.
  • Overdraft - rates tailored to your type of account
  • Loans - borrow at a tailored rate (compared to our standard loan rates)
  • Independent financial advice - RBS Independent Financial Services looks to the whole of the market, to secure the right choices for your future
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Executive package

For officers with 16 years' service:

  • Tailored Borrowing scheme - available in addition to all other benefits. The unsecured overdraft facility can be used for any purpose and then be repaid with your Terminal Grant

Stay in touch

  • See us in person - at RMA Sandhurst, RAFC Cranwell and Britannia Royal Naval College
  • 24/7 banking from anywhere - military banking experts are just a phone call away, during regular banking hours. Out of hours, call our 24 hour phone banking service
  • Online banking - the quick and easy way to keep on top of your finances and make regular payments any time of day or night

Payments made simple

  • Debit card - just use your card to pay directly from your bank account. Your card is accepted in many Naafi and SPAR shops
  • Chequebook - vital for getting access to cash wherever you're serving, including operational tours
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Managing your money

  • Instant access savings - put aside some money with a standing order and make withdrawals from most cash machines in the UK and overseas. There may be a charge when you withdraw money from cash machines outside the UK
  • Tax-efficient savings - why give some of your savings to the taxman? By paying less tax, an ISA allows your savings to grow faster
  • Here to help - need to order a new PIN, start a savings account or send money to family members? Call and we'll help you

Mortgages

  • Renting your property - if you're renting out your main property, we can make sure you only pay for a regular residential mortgage
  • Buy-to-let - tailored deals, and the opportunity to choose which of your properties should be treated as your main residence
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Your home may be repossessed if you do not
keep up repayments on your mortgage


Holt's Military Banking.