## Browse and compare mortgages

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

All figures provided are for illustrative purposes only.

This will be dependant on your financial situation, property value and the size of your deposit or equity.

This is not a formal quotation or a commitment to lend.

Borrowing amounts greater than £500,000 are subject to additional lending criteria.

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### Representative example

#### Fixed rate

A mortgage of £131,748 payable over 25 years, initially on a fixed rate for 5 years at 2.01% and then our variable rate of 3.59% for the remaining 20 years would require 60 monthly payments of £559.06 and 240 monthly payments of £645.44.

The total amount payable would be £189,681.87 made up of the loan amount of £131,748 plus interest of £57,933.87. A product fee of £995, a valuation fee of £248 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 3.1% APRC representative.

#### Tracker rate

A mortgage of £130,995 payable over 20 years, initially on a tracker rate for 2 years at 1.97% below the NatWest base rate and then our variable rate of 3.59% for the remaining 18 years would require 24 monthly payments of £639.37 and 216 monthly payments of £753.30.

The total amount payable would be £179,286.65 made up of the loan amount £130,995 plus interest of £48,291.65. A product fee of £995, a valuation fee of £248 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 3.3% APRC representative.

### Representative example

#### Fixed rate

A mortgage of £131,748 payable over 25 years, initially on a fixed rate for 5 years at 2.01% and then our variable rate of 3.59% for the remaining 20 years would require 60 monthly payments of £559.06 and 240 monthly payments of £645.44.

The total amount payable would be £189,681.87 made up of the loan amount of £131,748 plus interest of £57,933.87. A product fee of £995, a valuation fee of £248 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 3.1% APRC representative.

### Representative example

#### Tracker rate

A mortgage of £130,995 payable over 20 years, initially on a tracker rate for 2 years at 1.97% below the NatWest base rate and then our variable rate of 3.59% for the remaining 18 years would require 24 monthly payments of £639.37 and 216 monthly payments of £753.30.

The total amount payable would be £179,286.65 made up of the loan amount £130,995 plus interest of £48,291.65. A product fee of £995, a valuation fee of £248 and a CHAPS fee of £30 are also payable.

The overall cost for comparison is 3.3% APRC representative.