Individual account eligibility criteria apply.
Fixed Term Savings
Lock away your savings and save for the future on balances between £1 - £3,000,000.
1 year term - earn 4.15% / 4.07% AER/Gross p.a. (fixed) on balances between £1 - £99,999.
1 year term - earn 4.45% / 4.36% AER/Gross p.a. (fixed) on balances between £100,000 - £3,000,000.
2 year term - earn 4.75% / 4.65% AER/Gross p.a. (fixed) on balances between £1 - £99,999.
2 year term - earn 4.85% / 4.75% AER/Gross p.a. (fixed) on balances between £100,000 - £3,000,000.
- Fix your interest rate, so you know the amount of interest you'll get paid
- Have interest paid monthly on your savings, as well as at maturity
- Choose a term that will suit you - for either one or two years
Early closure fees may apply. Offer may be withdrawn due to limited availability. Not eligible for Round Ups.
Fixed Term Savings
Lock away your savings and save for the future on balances between £1 - £3,000,000.
1 year term - earn 4.15% / 4.07% AER/Gross p.a. (fixed) on balances between £1 - £99,999.
1 year term - earn 4.45% / 4.36% AER/Gross p.a. (fixed) on balances between £100,000 - £3,000,000.
2 year term - earn 4.75% / 4.65% AER/Gross p.a. (fixed) on balances between £1 - £99,999.
2 year term - earn 4.85% / 4.75% AER/Gross p.a. (fixed) on balances between £100,000 - £3,000,000.
- Fix your interest rate, so you know the amount of interest you'll get paid
- Have interest paid monthly on your savings, as well as at maturity
- Choose a term that will suit you - for either one or two years
Early closure fees may apply. Offer may be withdrawn due to limited availability. Not eligible for Round Ups.
Digital Regular Saver
Rewards regular savers with 5.25% AER / 5.13% Gross p.a. (variable) on balances up to £5,000, when you save between £1-£150 every month. Lower interest rates apply for balances over £5,000.
Eligible for Round Ups.
- Get into a habit of saving regularly
- Build your savings pot in a way that suits you
- Get a higher interest rate on balances up to £5,000
- Have interest paid monthly on your savings
Digital Regular Saver
Rewards regular savers with 5.25% AER / 5.13% Gross p.a. (variable) on balances up to £5,000, when you save between £1-£150 every month. Lower interest rates apply for balances over £5,000.
Eligible for Round Ups.
- Get into a habit of saving regularly
- Build your savings pot in a way that suits you
- Get a higher interest rate on balances up to £5,000
- Have interest paid monthly on your savings
Fixed Rate ISA
Tax-free savings on balances from £1,000.
Earn 4.25% AER / Tax Free p.a. (fixed) when you fix for one year, Earn 4.25% AER / Tax Free p.a. (fixed) if you fix for two.
- Save for a fixed term of one or two years
- Fix your savings interest rate, so you know the amount of interest you'll get paid
- Get interest paid on your savings annually
You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with the Royal Bank of Scotland in this tax year up to £20,000. Not eligible for Round Ups. Early closure charges may apply.
Fixed Rate ISA
Tax-free savings on balances from £1,000.
Earn 4.25% AER / Tax Free p.a. (fixed) when you fix for one year, Earn 4.25% AER / Tax Free p.a. (fixed) if you fix for two.
- Save for a fixed term of one or two years
- Fix your savings interest rate, so you know the amount of interest you'll get paid
- Get interest paid on your savings annually
You must be 18 or over and a UK resident for tax purposes. You can only subscribe to one cash ISA with the Royal Bank of Scotland in this tax year up to £20,000. Not eligible for Round Ups. Early closure charges may apply.
Instant Access ISA
Instant access, tax-free savings.
Earn 1.15% AER / Tax-free p.a. (variable) for balances up to £24,999
and 2.45% AER / Tax-free p.a. (variable) for balances of £25,000 and over.
- Make the most of your tax-free savings allowance
- Start from £1
- Get interest paid monthly on your savings
You must be a UK resident aged 18+ and be an existing Royal Bank of Scotland current account customer. You can only hold one Instant Access ISA with the Royal Bank of Scotland. Not eligible for Round Ups.
Instant Access ISA
Instant access, tax-free savings.
Earn 1.15% AER / Tax-free p.a. (variable) for balances up to £24,999
and 2.45% AER / Tax-free p.a. (variable) for balances of £25,000 and over.
- Make the most of your tax-free savings allowance
- Start from £1
- Get interest paid monthly on your savings
You must be a UK resident aged 18+ and be an existing Royal Bank of Scotland current account customer. You can only hold one Instant Access ISA with the Royal Bank of Scotland. Not eligible for Round Ups.
Flexible Saver
Save a little or a lot with instant access to your savings when you need it.
Earn between 1.00% AER / 1.00% Gross p.a (variable) on balances between £1 - £24,999.
- Earn a higher interest rate on balances over £25,000
- Get instant, easy access to your savings whenever you need them
- Top up your savings with Round Ups.
Flexible Saver
Save a little or a lot with instant access to your savings when you need it.
Earn between 1.00% AER / 1.00% Gross p.a (variable) on balances between £1 - £24,999.
- Earn a higher interest rate on balances over £25,000
- Get instant, easy access to your savings whenever you need them
- Top up your savings with Round Ups.
Stocks & Share ISA
Investments made simple
Use our investment account to:
- Help you meet your long term financial goals
- Make the most of tax-efficient investing
- Help protect your money from the effects of inflation
- Start investing from £50 and invest up to £20,000 in the current tax year
The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.
Stocks & Share ISA
Investments made simple
Use our investment account to:
- Help you meet your long term financial goals
- Make the most of tax-efficient investing
- Help protect your money from the effects of inflation
- Start investing from £50 and invest up to £20,000 in the current tax year
The value of investments can fall as well as rise, and you may not get back the full amount you invest. Eligibility criteria, fees and charges apply.
First Saver
Our children's savings account.
Earn 1.60% AER / 1.59% Gross p.a. (variable) on balances of £1+ whilst you are holding an account in trust for a child under 16.
- Help children learn how to save
- Earn interest on their pocket money
- Interest is calculated daily and paid quarterly on the first business day in January, April, July and October and at account closure
- Top up with Round Ups
First Saver
Our children's savings account.
Earn 1.60% AER / 1.59% Gross p.a. (variable) on balances of £1+ whilst you are holding an account in trust for a child under 16.
- Help children learn how to save
- Earn interest on their pocket money
- Interest is calculated daily and paid quarterly on the first business day in January, April, July and October and at account closure
- Top up with Round Ups