Please tell us a bit about yourself and anyone else who is applying

How many people are applying?

Your details

Income

This is income before tax and National Insurance deductions.

Don't include overtime or any bonuses that aren't guaranteed.

 

Do you personally have any other sources of income?

This includes overtime, bonuses and commissions, as well as investments or rental income, state benefits and commission from another job that is guaranteed.

Outgoings

Do you have any loans?

These are any unsecured loans, like a loan to buy a car or holiday.

Do you have any credit cards?
Do you have any other monthly committed expenditure?

e.g. ground rent, child maintenance, nursery fees, childminding fees, care of elderly relatives.

Don't include grocery shopping, utility bills, fuel and travel.

Second applicant details

Income

This is income before tax and National Insurance deductions.

Don't include overtime or any bonuses that aren't guaranteed.

Do they have any other sources of income?

This includes overtime, bonuses and commissions, as well as investments or rental income, state benefits, and commission from another job that is guaranteed.

Outgoings

Do they have any loans?

These are any unsecured loans, like a loan to buy a car or holiday.

Do they have any credit cards?
Do they have any other monthly committed expenditure?

e.g. ground rent, child maintenance, nursery fees, childminding fees, care of elderly relatives.

Don't include grocery shopping, utility bills, fuel and travel.

Do you or any additional applicant have any dependants?

A dependant is someone you support financially and can be under or over 18.

Dependants under 18
Dependants over 18

Please tell us the estimated price of the home you’re considering, and a couple of other mortgage details

This is the amount of money you've already got towards the cost of the property.

This is the how long you’d like to borrow the money for, e.g. 25 years. Do bear in mind you should plan to pay your mortgage off before you reach your retirement age.