Look at your bills
You can't fight the rising cost of energy. But what about getting a better broadband, TV or mobile deal? It could cut your household outgoings.
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The rising cost of living in the UK
Prices are up. Let's try to soften the blow.
We're experiencing the biggest price hike for 50 years. Inflation, energy prices, tax rises and the Russian invasion of Ukraine, have all played a part.
So we’ve got a few things you could try to help take some pressure off your pocket.
Ten ways to save more
Even a little extra a week adds up. Check out these tips on budgeting, switching suppliers and spring cleaning your Direct Debits to get you started.
Create a budget
Taking a fresh look at how much you can spend could help you feel more on top of things. And it could mean you don't get into debt.
Video banking calls may be recorded. You’ll need a device that has a camera or webcam, and a connection to the Internet.
Our App can be used on compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries. Spending Tracker is available to customers aged 16+ who have a Personal or Premier account with us
Worried about missing a payment?
The sooner you reach out to us, the easier it’ll be to sort things out. If think you might miss a loan, credit card or mortgage payment, or already have, talk to us as soon as you can.
The same applies if you’re struggling to pay off your overdraft. There are lots of ways we may be able to help you.
In app
Just tap ‘Help’ to message us and chat to Cora. Quote ‘struggling financially’ when you begin the chat. Criteria apply.
Digital Banking
Click ‘Chat Now’ to start a chat. Quote ‘struggling financially’ when you begin the chat. If you don’t have Digital Banking, it’s easy to register. Criteria apply.
Our website
Use the ‘Need help?’ button (bottom right of this page) to chat to Cora. She’ll pass you to a team member if she can’t help you herself. Quote ‘struggling financially’ when you begin the chat.
Digital Banking available to customers aged 11+ with a Royal Bank of Scotland account.
Staying scam-savvy
Could you spot a scam? It’s important to be able to recognise the tell-tales signs because fraud often increases during times of uncertainty. Read up. It could stop you getting caught out.
PayPlan
You can get free, confidential debt advice from our partner PayPlan. If increasing living costs are affecting your financial wellbeing, PayPlan’s friendly advisers could help.
Citizens' Advice
Contact Citizens' Advice for free advice on debt, benefits, housing, legal matters, employment and general consumer advice.
StepChange
StepChange is a charity that provides free expert debt advice over the phone and online.
National Energy Action
For advice on energy bills and keeping warm and safe at home, contact the UK's leading fuel poverty charity the NEA.
Money Helper
Contact Money Helper for free advice and support on debt, divorce/separation, setting up a new home and care and disability.