Overlay
£80 cash and a free 4 year tastecard

Open our Student
bank account

Why apply for our Student bank account?

A Student bank account is designed to make your life in higher education a little bit easier. There are many advantages to opening a Royal Bank Student account such as:

An offer of £80 cash and a 4 year free tastecard. T&Cs apply.

Interest-free overdraft up to £2000 (£500 in first term) with an instant online decision.

Can't find your bank card? Temporarily lock it while you look, and if you find it, instantly unlock your card.

Withdraw up to £130 without your card every 24 hours at our ATMs (as long as it’s within your daily withdrawal limit, criteria applies).

You can switch using the Current Account Switch Service.

No monthly fee.

Are you an international student?

If you’ve lived in the UK for more than 3 years, you can apply for our Student account. If you’ve lived in the UK for less than 3 years you’re recognised by us as an international student and are not eligible for our Student account. See our current accounts hub for more options. 

Student bank account offers

Offer available until 31st October.

Student offer

Get £80 in cash.

2 for 1 or 50% off your food bill at thousands of UK restaurants and discounts at the cinema with a tastecard membership. Valid for 4 years. Smartphone required.

To receive your tastecard and £80 in cash you need to register for Mobile or Digital Banking and choose to receive paperless statements within 6 months of opening your account. Offer T&Cs apply.

Hassle free banking with our mobile app

App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries.

Understanding overdrafts

An overdraft is a form of short term borrowing and is repayable on demand. If you don't repay what is owed, you could harm your credit score and borrowing capability. Understand the cost and impact of overdrafts and use our eligibility checker to find out if you’re likely to be approved below.

Student FAQs

Get ready to apply

Before you apply, we need to check you're happy with a few things. And ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. You can apply if you:

  • are aged 17 or over and living in the UK
  • are completing a full-time undergraduate course that lasts at least 2 years, completing a full-time post-graduate course, or are training as a nurse at a UK university or college of higher education
  • are completing a course that has already started, or is starting within the next 6 months.

Now please take a look at the important legal info

If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

All okay? You’re nearly ready to start.

To speed up your application for our Student account, we need to do a few final checks with you. They'll only take a minute.

Do we already know you?
Let us know if you are:

You're all set

Your application will be completely online, as part of our checks we'll ask our partner HooYu to confirm your identity using; 

  • A Liveness check, a short video to compare your photo ID
  • Photo ID, which must be a Passport, UK or EU/EEA Driving Licence or an EU/EEA National ID card
  • Proof of your address, such as a utility bill, bank statement or driving licence
  • Proof of your UK student status, such as: UCAS 16 digit code, UCAS letter, letter from your University, and many more.
Have you lived in the UK for:

You're all set

Your application will be completely online, as part of our checks we'll ask our partner HooYu to confirm your identity using; 

  • A Liveness check, a short video to compare your photo ID
  • Photo ID, which must be a Passport, UK or EU/EEA Driving Licence or an EU/EEA National ID card
  • Proof of your address, such as a utility bill, bank statement or driving licence
  • Proof of your UK student status, such as: UCAS 16 digit code, UCAS letter, letter from your University, and many more.

Sorry, you can't apply for this account

Sorry, we can’t offer you the Student account.

You can view our full range of accounts and apply for a suitable one.

What would you like to do today?
Do you know your Digital Banking details?
If you log in to Digital Banking we can pre-fill some of the application for you.

You’re all set

You’ll need a few bits of info for your application:

  • Photo ID, such as Drivers licence or Passport
  • Proof of your address, such as a utility bill or bank statement
  • Your UCAS code

You’re all set

You’ll need a few bits of info for your application:

  • Photo ID, such as Drivers licence or Passport
  • Proof of your address, such as a utility bill or bank statement
  • Your UCAS code

You're all set

During the application, you'll need:

  • The account number and sort code of the account you want to change
  • Your UCAS code

You’re all set

You’ll need a few bits of info for your application:

  • Photo ID, such as Drivers licence or Passport
  • Proof of your address, such as a utility bill or bank statement
  • Proof of your UK student status, such as: UCAS 16 digit code, UCAS letter, letter from your University, and many more.