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Deposits & investments

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Whether your business needs to access funds instantly, maximise long-term returns, or manage client funds, we can help find the right vehicle for your surplus funds.

The Financial Services Compensation Scheme

Your eligible deposits with RBS are protected up to a total of 85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. This limit is applied to the total of any deposits you have with the following: The Royal Bank of Scotland, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the 85,000 limit between these brands are unlikely to be covered.

Further information is available here download the FSCS leaflet (PDF, 3,806kb) or visit

Instant access accounts

Maximise returns without sacrificing access, with an account held in sterling or a range of other currencies.

Fixed term accounts

Leave your funds for an agreed period of time and take advantage of a fixed rate of return.

Third party deposit accounts

Make it easy to manage client and third party funds. Manage sterling and other major currencies in one account.

Investor solutions

We can deliver sophisticated investment solutions that give you access to global money markets and derivatives.

Currency accounts

Make it easy to manage your currency funds while also earning interest.

Offsale savings accounts rates

View interest rates for accounts no longer offered to business customers.

Trustee & Depositary Services

Flexibility and depth of support - trusted by around half the UK's authorised collective investment schemes.