Business bank account

An account with useful features for all types of businesses

Flexible everyday banking for your business

There's no minimum monthly charge with this account

No minimum monthly charge - only pay for what you use

Just pay for certain transactions, unarranged borrowing, international payments and Bankline charges

See a full list of business account charges here

Dedicated support for your business

Our business customers can benefit from their own dedicated Relationship Manager, providing a single point of contact for your business (turnover and eligibility criteria apply)

Free accounting software with FreeAgent

Link your business bank account directly with FreeAgent

Invoices, expenses and bank accounts in one place

FreeAgent is free for RBS business customers

As a RBS Business customer, you can access and apply for FreeAgent here

Access your account however it suits you

Most banking activities available through Digital Banking

Access mobile banking

UK based telephone banking lines open 24/7, 365 days a year

Turnover over £2m?

If your business has a turnover of over £2m, you'll get a personalised service, local knowledge and access to specialist products and services that can help you control your cash flow and develop your business for the future.

A dedicated Relationship Manager

A single point of contact, so when you bank with us, we provide a dedicated, accredited Relationship Manager to look after your business needs

24/7 banking via Bankline

Our flexible, premium digital banking service lets you manage multiple accounts

Simple charges with no minimum monthly charge

Switch to Royal Bank

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarantee (PDF, 39KB)

Your Guide to switching your account to us (PDF, 626KB)

How does the switch service work?

Ready to apply?

Great, thanks for choosing our account. Let's get started. Are you a..

What is your estimated annual turnover?

Great, please make sure you're eligible to apply

  • You're aged 18 or over
  • You're the owner or a director of the business you’re applying on behalf of
  • Your registered business address must also be in the UK, Channel Islands, Isle of Man or Gibraltar or you should be registered for tax purposes in one of those jurisdictions
  • You haven't been declared bankrupt or received a County Court Judgement (CCJ) or Court Decree

Here's the information you'll need during the application...

Personal details

  • Full name, date and place of birth
  • Home addresses (and the date you moved there)
  • Contact details
  • Personal details for any directors, partners, members or signatories.

Business details

  • Trading and any registration addresses
  • Business contact details
  • Information about your business activity and number of employees
  • Any other trading names your business uses
  • Details of when your financial year ends

Registration for tax purposes

  • Details of any countries you (or your business) are registered in

Year-end accounts

  • Details of your business’s or cash flow forecasts

Limited companies only

  • Your registered company number

Please make sure your Limited Company has already been registered with Companies House for at least 48 hours before starting your application with us.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Thanks! Looks like you’re all set and ready to begin

By starting your application, you confirm that you're giving us consent to run a credit check on you and any other people listed on your application.

If you’re not eligible for our Startup or Business accounts, we may offer you our Foundation account. There are no borrowing facilities available with a Foundation account.

For customers in England and Wales only, please give us a call on 0345 307 0900

Relay UK Service: 18001 0345 307 0900

Mon to Fri 9am-5.30pm (excl. public holidays)

For more information on accessibility, visit:

Calls may be recorded for training and monitoring purposes.

To see how much your call might cost, visit the call charge information page.