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What you'll need

The latest version of the mobile app

The recipient's IBAN or Account number

BIC/SWIFT code or NCC number

Any other country specific requirements

When paying someone new for the first time you will also need:

Your debit card

Your enabled card-reader

Your step-by-step guide

Pay an existing payee

If you've made a payment before via the mobile app or Digital Banking, the payee details are automatically saved. You won't need a card reader to complete the transaction if you're using the same payment details.

Pay someone new

It's easy to pay someone new using just your mobile app or Digital Banking.

Download the app

Downloading the Royal Bank app couldn't be easier, follow these three simple steps below.

  1. On your mobile or tablet, go to the App Store if using Apple or Google Play if using Android
  2. Search for 'Royal Bank of Scotland Mobile Banking' 
  3. Tap to download the app

Get the app

Experience easy, quick, secure banking with the Royal Bank app

Get the app

Experience easy, quick, secure banking with the Royal Bank app