Tell me moreCombi Saver 'Green Edition'
Choose the perfect combination
with this exciting new account
The Combi Saver 'Green Edition' is a structured deposit account that allows you to benefit from an attractive rate on your short term savings and take advantage of the potential growth in emerging 'Green' business sectors on your long term savings.
The account is made up of two elements: a Special Instant Access Savings Account paying a competitive rate of up to 8% AER, and a Fixed Term Deposit with interest upon maturity linked to the performance of the RBS Green Index (the Index). You can access your funds in the instant access element whenever you want and you are safe in the knowledge that funds held in the fixed term element are fully protected as long as the account is held until maturity
Key features
The first element - a Special Instant Access Savings Account
- Earn a guaranteed 3% AER above Base Rate on balances equal to the amount you choose to invest into the Fixed Term Deposit for one year - as at 21 July that's 8% AER (7.77% gross)
- On balances over the chosen amount in the Fixed Term Deposit earn a guaranteed 0.50% AER below Base Rate - currently meaning a rate of 4.50% AER (4.43%Gross). You'll also receive this rate on all balances for the remainder of the term
- Manage this account online, over the telephone or at any Royal Bank of Scotland branch
The second element - a Fixed Term Deposit
- Save between £5,000 and £25,000 per Fixed Term Deposit
- 3 ½ year fixed term
- Potential to earn unlimited growth upon maturity - you will receive 100% of any growth in the RBS Green Index
- Return of capital is guaranteed as long as the Fixed Term Deposit is held until maturity
| Key dates | |
|---|---|
| Available until: | 24 September 2008 |
| Start date: | 3 October 2008 |
| Expiry date: | 3 April 2012 |
| Maturity payment date: | 5 April 2012 |
The Combi Saver ‘Green Edition’ is subject to availability and may close early if fully subscribed
Please read brochure 
(PDF 698KB) and terms (PDF 260KB) and conditions for more information.
Gross is the interest rate paid before the deduction of tax. Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.
Rates
Special Instant Access Savings Account** (Quarterly Interest)
| Gross Rate % | AER % | Net Rate % | |
|---|---|---|---|
| On balance up to the same value held in the Fixed Term Deposit | 7.77 | 8.00 | 6.22 |
| On balances over the value held in the Fixed Term Deposit | 4.43 | 4.50 | 3.54 |
**This is the instant access element opened alongside a 3.5 year Fixed Term Deposit as part of the Combi Saver ‘Green Edition’ product. Combi Saver ‘Green Edition’ is only available periodically to Private Banking customers and those we invite to open the account. The fixed term commences 3 October 2008.
How to apply
Please contact your Relationship Manager or call Private Banking 24/7 on
0845 30 30 600.
If you are not an existing customer but are interested in this product, please call us on 0800 051 9955.
