Exclusive Mortgage Rates

A wide range of
mortgage services

Your home or property may be repossessed if you do not
keep up repayments on your mortgage


In addition to our standard range of mortgages the following deals are only available to RBS Private customers

MortgageInitial interest rateFollow on rateOverall cost for comparisonMax loanOther information
Royalties Private / Business Banking 2 Yr Purchase Tracker6.19%Tracks 1.19% above the Bank of England Base Rate until 30.06.2010, then moves to our standard variable rate of 7.19%7.4% APR90%
  • Product Fee - £999
  • No Early Repayment Charge
  • Minimum Loan - £25,000


Royalties Private / Business Banking 2 Yr Remortgage Tracker6.29%Tracks 1.29% above the Bank of England Base Rate until 30.06.2010, then moves to our standard variable rate of 7.19%7.3% APR90%
  • Product Fee - £999
  • No Early Repayment Charge
  • Minimum Loan - £25,000
  • We'll pay our standard legal work and give you a standard valuation, provided our nominated solicitor and valuer are used.


Royalties Private / Business Banking 2 Yr Purchase Fixed Rate5.69%5.69% fixed until 30.06.2010, then our standard variable rate of 7.19%7.2% APR75%
  • Product Fee - £999
  • Early Repayment Charge - 3% until 30/04/2010
  • Minimum loan - £50,000
  • Overpay 10% without incurring any charges
  • We'll pay our standard legal work and give you a standard valuation, provided our nominated solicitor and valuer are used.


Royalties Private / Business Banking 2 Yr Fixed Rate Remortgage5.79%5.79% fixed until 30.06.2010, then our standard variable rate of 7.19%7.2% APR75%
  • Product Fee - £999
  • Early Repayment Charge - 3% until 30/04/2010
  • Minimum loan - £50,000
  • We'll pay our standard legal work and give you a standard valuation, provided our nominated solicitor and valuer are used.


Royalties Private / Business Banking: 2 Yr Purchase fixed rate6.79%6.79% fixed until 30.06.2010, then our standard variable rate of 7.19%7.6% APR85%
  • Minimum Loan - £25,000
  • Product Fee - £699
  • Early Repayment Charge - 3% until 30/04/2010
  • Buy to Let customers only


Royalties Private / Business Banking: 2 Yr Remortgage fixed rate6.79%6.79% fixed until 30.06.2010, then our standard variable rate of 7.19%7.6% APR85%
  • Remortgage package included - we'll pay all our standard legal and valuation costs for you
  • Minimum Loan - £25,000
  • Product Fee - £699
  • Early Repayment Charge - 3% until 30/04/2010
  • Buy to Let customers only