Exclusive Mortgage Rates


A wide range of mortgage services


Your home or property may be repossessed if you do not
keep up repayments on your mortgage



In addition to our standard range of mortgages the following deals are only available to RBS Private customers

MortgageInitial interest rateFollow on rateOverall cost for comparisonMax loanOther information
2 Year Tracker Rate2.94% variable
until 31/05/2012
tracks BoE Base Rate +2.44%		4% variable4.0% APR80% property value
  • Overpay 10% per year without incurring an early repayment charge
  • from 3 months after completion
  • Product fee £999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £50,000
  • Only available for new and existing customers purchasing a property
  • Interest Only Repayment is allowed up to 75% LTV. For 75-80% LTV applicants the repayment method must be Capital & Interest Repayment.

2 Year Tracker Rate3.19% variable
until 31/05/2012
tracks BoE Base Rate +2.69%		4% variable4.0% APR80% property value
  • Overpay 10% per year without incurring an early repayment charge
  • from 3 months after completion
  • Product fee £999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £50,000
  • Interest Only Repayment is allowed up to 75% LTV. For 75-80% LTV applicants the repayment method must be Capital & Interest Repayment.
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates

2 Year Tracker Rate3.24% variable
until 31/05/2012
tracks BoE Base Rate +2.74%		4% variable4.0% APR80% property value
  • Overpay 10% per year without incurring an early repayment charge
  • from 3 months after completion
  • Product fee £999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £50,000
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates
  • Interest Only Repayment is allowed up to 75% LTV. For 75-80% LTV applicants the repayment method must be Capital & Interest Repayment.

2 Year Fixed Rate3.69% fixed
until 31/05/2012
4% variable4.2% APR75% property value
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £50,000
  • Only available for new and existing customers purchasing a property

2 Year Fixed Rate3.74% fixed
until 31/05/2012
4% variable4.2% APR75% property value
  • Overpay 10% per year without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £50,000
  • Only available for new and existing customers purchasing a property

2 Year Fixed Rate3.89% fixed
until 31/05/2012
4% variable4.2% APR75% property value
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £50,000
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates

2 Year Fixed Rate3.94% fixed
until 31/05/2012
4% variable4.2% APR75% property value
  • Overpay 10% without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £50,000
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates

2 Year Fixed Rate4.79% fixed
until 31/05/2012
4% variable4.4% APR75% property value
  • Product fee £299
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £1,000

Buy-to-Let 2 Year Tracker Rate 4.89% variable
until 31/05/2012
tracks BoE Base Rate +4.39%		4% variable4.5% APR75% property value
  • Overpay up to 10% of balance each year without incurring an early repayment charge
  • from 3 months after completion
  • Product fee £1,999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £25,000
  • Only available for new and existing customers purchasing a property

Buy-to-Let 2 Year Tracker Rate 4.89% variable
until 31/05/2012
tracks BoE Base Rate +4.39%		4% variable4.4% APR75% property value
  • from 3 months after completion
  • Product fee £1,999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £25,000
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates

Buy-to-Let 2 Year Tracker Rate 4.94% variable
until 31/05/2012
tracks BoE Base Rate +4.44%		4% variable4.5% APR75% property value
  • Overpay up to 10% of balance each year without incurring an early repayment charge
  • from 3 months after completion
  • Product fee £1,999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £25,000
  • Only available for new and existing customers purchasing a property
  • Minimum property value £50,000

Buy-to-Let 2 Year Tracker Rate 4.94% variable
until 31/05/2012
tracks BoE Base Rate +4.39%		4% variable4.4% APR75% property value
  • Overpay up to 10% of balance each year without incurring an early repayment charge
  • from 3 months after completion
  • Product fee £1,999
  • Early repayment charge applies until 31/05/2012
  • Minimum loan £25,000
  • Only available for new remortgage customers, existing customers should call us for details of our exclusive rates

5 Year Fixed Rate6.54% fixed
until 31/05/2015
4% variable5.4% APR85% property value
  • Overpay 10% per year without incurring an early repayment charge
  • Product fee £999
  • Early repayment charge:
    • 5% until 31/05/2011
    • 4% until 31/05/2012
    • 3% until 31/05/2013
    • 2% until 31/05/2014
    • 1% until 31/05/2015
  • Minimum loan £25,000
  • Only available for new and existing customers purchasing a property
  • Only available for Capital and Interest Repayments