Current accounts


A choice of premium accounts

Saving you time, understanding your needs and offering exceptional service every day

Our new current account range offers you simple, flexible everyday banking. Whatever account you choose, you'll have the support of your Private Banking Team.

Our Private Banking accounts have changed

The Black Account has replaced Royalties Private. The Select Account for Private Banking customers has replaced the Private Bank Account.

Black Account

The current account that brings you a wealth of great benefits for £24 a month, including:

  • Annual 5 Star Defaqto rated Worldwide Travel Insurance for trips up to 90 days - cover may be refused or there may be an additional charge or exclusion for an existing medical condition.
  • Worldwide Airport Lounge Access
  • Mobile Phone Insurance for up to four phones
  • European Car Breakdown Cover from Green Flag
  • Banking Offers including a Private Black Credit Card

Royalties Gold account

Brings you a range of travel, protection, leisure and financial benefits for just £12.95 a month.

Select Account

All the essentials to make everyday banking easy for you.                                       


Eligibility criteria

RBS Private is available to all customers with a sole income of over £100,000 (or joint income of £150,000) paid into your RBS account or savings of over £50,000 held with us.


Existing customers


Make the most of your account benefits

Accounts no longer available to new customers:



Get in touch

  • Call 0845 30 30 600
  • Minicom 0845 900 5960

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(incl. bank holidays)

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