Protection benefits


Cover for the important things in life

Get on with living your life – while your Black Account takes care of the risks you face every day.


Mobile Phone Insurance

Up to £1,250 worldwide cover against loss, theft, damage, breakdown and unauthorised calls. You can even register four phones including iPhone, Smart phones or PDAs.

European Car Breakdown Cover

Cover from Green Flag, whether you’re at home or driving anywhere in Europe.




Home Emergency

Up to £750 worth of cover - ideal if your boiler breaks down or if your pipes burst. Includes any second home you own in the UK too.



Identity Theft Assistance

We'll help you beat the fraudsters with credit reports and alerts, online monitoring of your details and personal support if your details are compromised.


Card Protection

If any of your cards are lost or stolen we'll take care of alerting your card providers – and we’ll insure you against their fraudulent use.


Register for your benefits

Log in to Membership Services to register for and use your benefits.