Black Account benefits

All benefits available

Use your benefits

Your guide to getting the most from your Black Account

As a Black Account customer, there are lots of benefits just for you.
But remember - you have to register for some benefits.

Benefits you can get straight away

Some benefits are subject to conditions.

Close 5 Star Defaqto rated UK and Worldwide Travel Insurance that covers you all year round – for trips of up to 90 days, or 31 days for winter sports holidays. 5 Star Defaqto rated Worldwide Travel Insurance	You're already covered. If you have an existing medical condition call us on 0845 601 7188. Cover may be refused or there may be an additional premium or exclusion for an existing medical condition.
Close Cover from Green Flag for any car owned by you at your home address, whether you're at home or driving anywhere in Europe. European Car Breakdown Cover	You're already covered. Call us on 0845 266 8801 for assistance For European trips outside the UK, cover will not apply for vehicles over 10 years old at the beginning of the trip.
Close Up to £750 worth of cover - ideal if your boiler breaks down or if your pipes burst. Includes any second home you own in the UK too. Home Emergency Service	You're already covered. Call us on 0845 266 8801 to make a claim Boilers must be less than 10 years old to be covered.
Close If your cards are lost or stolen we’ll take care of alerting your card providers – insuring you against their fraudulent use up to £20,000. Card Protection	You're already covered. Call us on 0845 266 8801 to register your cards.
Close Save up to 10% on holidays, hotels, tours and cruises, weekends away, car hire, flights and much more. Black Travel Service	Check the latest deals online. Or call us on 0845 266 8801
Close Receive 25% cashback on up to six tickets for up to four concerts, theatre shows, musicals, operas and sporting events throughout the UK and Ireland each year. Black Tickets Service	Book tickets at Membership Services Or call us on 0845 266 8801.
Close Our lifestyle managers can help you create that special trip, help you choose flowers and gifts, contact your favourite restaurant or get a table at a new one. 24/7 Black Concierge Service	Call the concierge on 0845 266 8801
Close Order your commission-free currency and travellers cheques from RBS at preferential rates, and have them delivered to your home at no extra charge. Minimum order £100. Travel Money	Order online at Membership Services. Or call us on 0845 266 8801
Close Our highest earning YourPoints card for Black Account customers. Representative 14.9% APR (variable) Private Black Credit Card	Call us on 0845 266 8801
Close Enjoy preferential rates with Royalties Private Saver, instant access to your money and our highest standard savings rate. Preferential Savings Rates	Apply online Or call us on 0845 266 8801
Close Lost your RBS debit card? Don’t worry. Give us a call and we’ll organise some emergency funds for you – if you have enough money in your account. Emergency Cash	Call us on 0870 5133 550

You need to register for these benefits

It’s easy to register for these benefits.

Close Relax in style at over 550 VIP lounges worldwide including more than 20 UK airports, with your Airport Angel membership, subject to availability. For joint accounts both account holders must register to use this benefit. Worldwide Airport Lounge Access	Register online at Membership Services Or call us on 0845 266 8801.
Close Cover against loss, theft, damage, breakdown and unauthorised calls for four phones. For mobiles and PDAs, including iPhone - wherever you are in the world. Cover starts seven days after registration. Mobile Phone Insurance	Register online at Membership Services Or call us on 0845 266 8801.
Close Helps you beat the fraudsters - online personal detail monitoring, credit report alerts and personal support if you’re a victim. For joint accounts both parties must register individually for online personal detail monitoring and credit report alerts to be covered. Identity Theft Assistance	Register online at Membership Services Or call us on 0845 266 8801. Minicom 08456 00 05 12. Calls may be recorded. Joint account members need to register individually for text alerts via membership services.