Bank to bank electronic links

Receiving payments

This is the fastest and most secure method of receiving currency and sterling payments from abroad.



  • Transparent - Fees are debited from the principal amount before we credit your account. We will send you an advice showing breakdown of charges
  • Secure - Electronic payment instructions are sent from the sender's bank to a bank in the UK (preferably to us) and the money is then paid into your account
  • Fast - funds are received from abroad as quickly as possible. This will be either on the value date or, if this is not possible, on the next possible value date
  • Easy - cut the paperwork involved in paper-based payments
  • Cost - payments up to and including £100 or currency equivalent are charged at £1. Payments of over £100 or currency equivalent are charged at £7 each
  • Simple currency conversion - if the currency of the payment is different from the currency of your account, we will automatically convert sums of under the equivalent of £25,000

Euro payments - information you'll need to provide

  • Our name in full: The Royal Bank of Scotland plc
  • Our SWIFT address: RBOSGB2L
  • Your account name and number. This needs to be an IBAN-International Bank Account Number. This is not the same as your normal bank account number. Your branch can give you the details

Non-euro payments - information you'll need to provide

  • Our name in full: The Royal Bank of Scotland plc
  • Your branch sort code
  • Your branch name and address
  • Your account name and number or identifier

Next steps

To find out more - and make your payment - simply pop into one of our branches.