Contents insurance


Protection, wherever you stay



Cover your most valuable possessions with RBS Essentials Contents Insurance. RBS Essentials Contents Insurance allows you to specify the level of cover you need, so you can cover the items most valuable to you. Cover is available for items such as laptops, MP3 players, bicycles and mobile phones even when taken outside the home, halls of residence or shared accommodation.

There is one low excess of £25, no matter what the value of your claim. If you wish to pay monthly there is no interest on your instalments –(available when the annual premium is over £70 including insurance premium tax). Benefits such as vandalism and walk-in-theft are covered as standard. Also get a quote today and you'll automatically be entered into our free prize draw to win one of these great prizes: Panasonic 37” TV, HP Laptop or 8GB ipod nano (for quotes obtained up to and including 31st October 2009).

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Cover Options

Features of RBS Essentials Contents Insurance

  • Choose to cover individual items such as laptops, MP3 players, bicycles and mobile phones even when taken outside the home.
  • Low excess of £25, no matter what the value of the claim
  • Easy to set up for students – we can set your policy up on your university address if you don’t know your residential address yet.
  • Pay monthly at no extra cost (when the equivalent annual premium is over £70 inclusive of insurance premium tax).
  • Cover for walk in theft (except money)
  • Cover for your college library books (up to £200) or college items on loan (up to £500) if lost or stolen
  • Choose to cover information you have stored on your Home Entertainment Equipment or mobile phone, up to £200
  • All policies include up to £50 cash in the home and £500 credit card misuse cover
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Royal Bank of Scotland Essentials Contents Insurance is underwritten by UK Insurance Limited, which is authorised and regulated by the Financial Services Authority. Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No. 1179980. UK Insurance Limited is part of the Royal Bank of Scotland Group.

Written quotations are available on request from any branch.

All Royal Bank of Scotland insurance products are subject to acceptance of underwriting criteria.

Calls may be recorded.

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Apply now

  • Call 0845 301 5724
  • Minicom 0800 051 3030

Lines are Open

Mon to Fri 9am-5pm
(excl. bank holidays).

Max call charge from a BT landline is 8p plus 4p per minute. Calls from other networks may vary. Calls may be recorded.