Tell me moreOur student bank account
Using your account
Digital Banking
More from RBS
Life as a student
Common Questions
What's on your mind?
Applying for your account
Using your account
Applying for your account
How do I apply for the student current account?
New customers can apply in branch, online or by phone from 19th August with their unconditional offer
Existing customers will be upgraded to a Student Royalties account automatically.
Simply apply online, call 0808 100 0148 (Minicom 0800 404 6160) or visit any RBS branch.
Using your account
Do I have to use my account once it's open?
Yes. You must use your Student Royalties Account as your main current account by depositing at least £750 every 6 months and making at least 3 debit transactions every month. If you stop using your account as your main current account, then the interest rate you pay on your arranged overdraft will revert to the standard rate which applies to the Select Account. For details of our rates of interest see our leaflet Personal & Private Current Account Fees & Interest Rates (PDF, 635KB).
Get Adobe Acrobat Reader (from www.adobe.com)
How do I register for Digital Banking?
There's lots of helpful information once you log in. If you're not logged-in, you can read our Digital Banking information for existing customers.
How do I use Digital Banking?
There's lots of helpful information once you log in. If you're not logged-in, you can read our Digital Banking information for existing customers.
How do I register for paperless statements?
First of all, you need to register for Digital Banking. Then login to Digital Banking and turn on your paperless statements. Click on Statements, then select Start or stop receiving statements by post.
What is the limit on my student overdraft?
You can apply for an interest-free overdraft of up to £1,000 in your first year.
However, to help you budget, we normally offer a limit of £500 in your first term, £750 in your second term and £1,000 in your third term.
From 2010 all Student Account customers starting their first year of university will have the following thresholds applied:
- 1st year - £1000
- 2nd year – £1250
- 3rd year - £1500
- 4th Year - £1750
- 5th year - £2000
All Student Account customers entering their third, fourth or fifth year of university will have the following thresholds applied
- 3rd year - £1600
- 4th Year - £1800
- 5th year - £2000
Do you have other products for students?
Absolutely. There's our Student Credit Card and student contents insurance. Need to plan your budget? Why not consider our savings accounts?