5 star Defaqto rated European Travel Insurance

Cover includes:

• Medical and Dental expenses – up to £10 million per person and hospital benefits up to £400 per person.
• Winter sports cover – with no need to register.
• Legal expenses – up to £50,000 and personal liability up to £2 million per policy.
• Baggage cover – up to £1,500 per claim per person for personal possessions that are lost, damaged, stolen or destroyed while you’re on holiday.
• Cancellation cover – up to £5,000 per person.
• Catastrophe cover – up to £500 per person if a disaster, such as fire, flood or avalanche, causes you to cancel or change your holiday.

• Over 70s – if you are aged 70 or over, you must call us each year on
  0845 607 5154. Minicom 08456 00 05 12. Calls may be recorded. You'll have to pay an annual premium of £50 (per person, per annum) and complete a short medical questionnaire.
• Existing medical conditions – if you have an existing medical condition, you must call us on 0845 607 5154. Minicom 08456 00 05 12. Calls may be recorded. You’ll need to complete a short medical questionnaire. We may be able to provide cover at no extra cost for your pre-existing medical conditions, there may be an extra premium or we may be unable to cover you.
• 22 day maximum limit – for trip duration, including winter sport holidays.
• The party – cover applies to the Select Silver Account holder only. If you have a joint account, both parties are covered.
• UK trips – these must be pre-booked, at least two nights in duration and a minimum of 25 miles from your home address.

To make a claim on your Select Silver Account travel insurance, call 0845 607 5154. Minicom 08456 00 05 12.

Lines are open Monday to Friday 8am-6pm except bank holidays. Calls may be recorded.

Please have your Select Silver Account number to hand.

If you need emergency assistance, call +44 (0) 125 230 8791. Lines are open 24 hours. Call charges may apply.

• Where can I find my policy number?
• Do I need to take my policy with me when I go on holiday?
• How can I get a copy of my policy?
• Can I add other cover to my policy?
• Who is covered under the policy?
• Does the policy cover holidays in the UK?
• What’s the longest holiday that can be covered under the policy?

Where can I find my policy number?

If you’re under age 70 and haven’t been medically screened, you can use our generic number AP21840319. If your aged over 70 please contact Membership Services on 0834 601 5219 for assistance.

If your travel organisation needs you to provide evidence that you have travel insurance in force, you can print out a copy of the Certificate of Select Silver Travel Insurance (PDF).

Do I need to take my policy with me when I go on holiday?

Your policy may come in handy if you have to seek medical attention – so we recommend you take it.

How can I get a copy of my policy?

You can:

You can download a copy of the Select Silver Account Travel Insurance Policy (PDF)

If you would like a hard copy of the policy, call us on 0845 607 5154. Minicom 08456 00 05 12. Lines are open 8am-8pm Monday to Friday and 9am-5pm Saturday (excluding bank and public holidays). Calls may be recorded.

Can I add other cover to my policy?

Yes, you can add business, wedding, golf and hazardous activity cover. Call us on call 0845 607 5154. Minicom 08456 00 05 12. for more information. Calls may be recorded. There's an extra premium for these types of cover.

Who is covered under the policy?

The policy only covers the Select Silver Account holder or account holders when it's a joint account.

You can’t add anyone else to the policy.

Does the policy cover holidays in the UK?

Yes, provided your UK holiday involves pre-booked accommodation of at least two nights and is at least 25 miles from your home.

What’s the longest holiday that can be covered under the policy?

The maximum length of trip is 22 days for all holidays, including winter sport holidays.