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Royalties Saver
Instant access savings
Royalties Saver is an exclusive savings account for Royalties Gold account holders.
- Tiered interest rates - the more you save, the more interest you can earn. See the interest rates
- Interest is calculated daily and paid annually - Interest paid into your Royalties Saver or another named account
- Instant access - transfer your money instantly between RBS accounts and you're not charged for any withdrawals
- Start Saving from £2,000 - maximum balance of £1,000,000
- Regular Savings - a monthly Standing Order helps to build your savings
- Manage your money your way - bank online, by telephone and in-branch. Plus the option of a Cashline card for convenient access to your savings
- Set up and track your own personal savings goals - through Digital Banking
This page provides the current interest rates that apply to this account. We have a separate page for previous savings interest rates.
Full copies of the fees and rates, and terms and conditions that apply to our personal accounts can be downloaded for our terms and conditions page.
Current savings rates
Royalties Saver Account excluding any Conditional Bonus
| Amount | AER | Gross Rate % p.a. | Net Rate % p.a. |
|---|---|---|---|
| £100,000 + | 1.20% | 1.20% | 0.96% |
| £50,000 - £99,999 | 0.90% | 0.90% | 0.72% |
| £25,000 - £49,999 | 0.70% | 0.70% | 0.56% |
| £2,000 - £24,999 | 0.40% | 0.40% | 0.32% |
| £1 - £1,999 | 0.10% | 0.10% | 0.08% |
Interest paid annually.
Last updated on: 1 Apr 2009.
We calculate interest on a daily basis. We add this interest to your account (or to another account held at the same branch) annually at the end of March. This account is only available to Royalties Gold account holders.
Royalties Saver Account including 1% Conditional Bonus (on accounts opened between 12 July 2010 and 22 October 2010)
| Amount | AER | Gross Rate % p.a. | Net Rate % p.a. |
|---|---|---|---|
| £100,000 + | 1.95% | 2.20% | 1.76% |
| £50,000 - £99,999 | 1.65% | 1.90% | 1.52% |
| £25,000 - £49,999 | 1.45% | 1.70% | 1.36% |
| £2,000 - £24,999 | 1.15% | 1.40% | 1.12% |
| £1 - £1,999 | 0.10% | 0.10% | 0.08% |
Interest paid annually.
Last updated on: 12 Jul 2010.
A bonus equivalent to 1.00% Gross p.a is payable for the first nine months from account opening on accounts opened between 12 July 2010 and 22 October 2010. The bonus is only payable if a minimum balance of £2,000 is maintained for the first nine months after the account is opened. Bonus interest will be paid in two instalments at the end of March 2011 and March 2012, along with the standard interest payment. This limited period offer is now closed.
Common definitions
Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates what the interest would be if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Gross Rate. This means the interest rate you are paid before the deduction of income tax.
Net Rate. This means the interest rate you are paid after the deduction of income tax.
New customers will be asked to provide proof of identity including verification of address.
System updates will mean that our internet and telephone banking services are unavailable for short periods in the early hours of the morning.
- Apply online for this account
- Please also read our website terms and conditions which cover your use of this website