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Royalties Saver
Instant access savings
Royalties Saver is an exclusive savings account for customers with Royalties Gold or Royalties Private current accounts.
- Tiered interest rates - the more you save, the more interest you can earn. See the interest rates
- Interest is calculated daily and paid annually - Interest paid into your Royalties Saver or another named account
- Instant access - transfer your money instantly between RBS accounts and you're not charged for any withdrawals
- Start Saving from £2,000 - maximum balance of £1,000,000
- Regular Savings - a monthly Standing Order helps to build your savings
- Manage your money your way - bank online, by telephone and in-branch. Plus the option of a Cashline card for convenient access to your savings
- Set up and track your own personal savings goals - through Digital Banking
| Amount | Gross Rate % | AER% (variable) | Net Rate% |
|---|---|---|---|
| Royalties Saver Account (Annual Interest) excluding any Conditional Bonus | |||
| £100,000 + | 1.20 | 1.20 | 0.96 |
| £50,000 - £99,999 | 0.90 | 0.90 | 0.72 |
| £25,000 - £49,999 | 0.70 | 0.70 | 0.56 |
| £2,000 - £24,999 | 0.40 | 0.40 | 0.32 |
| £1 - £1,999 | 0.10 | 0.10 | 0.08 |
We calculate interest on a daily basis. We add this interest to your account (or to another account held at the same branch) annually at the end of March. This account is only available to Royalties Gold, and Royalties Private account holders. Last updated on 01 April 2009 | |||
| Royalties Saver Account (Annual Interest) including 1% Conditional Bonus (on accounts opened between 20 April 2009 and 1 August 2009) | |||
| £100,000 + | 2.20 | 1.95 | 1.76 |
| £50,000 - £99,999 | 1.90 | 1.65 | 1.52 |
| £25,000 - £49,999 | 1.70 | 1.45 | 1.36 |
| £2,000 - £24,999 | 1.40 | 1.15 | 1.12 |
| £1 - £1,999 | 0.10 | 0.10 | 0.08 |
A bonus equivalent to 1.00% Gross p.a is payable for the first nine months from account opening on accounts opened between 20 April 2009 and 1 August 2009. The bonus is only payable if a minimum balance of £2,000 is maintained for the first nine months after the account is opened. For accounts opened between 20 April 2009 and 30 June 2009, bonus interest will be paid at the end of March 2010, along with the standard interest payment. For accounts opened between 1 July 2009 and 1 August 2009, bonus interest will be paid in two instalments at the end of March 2010 and March 2011, along with the standard interest payment. Last updated on 24 July 2009 | |||
| Royalties Saver Account (Annual Interest) including 2% Conditional Bonus (on accounts opened between 18 December 2008 and 21 February 2009) | |||
| £100,000 + | 3.20 | 2.20 | 2.56 |
| £50,000 - £99,999 | 2.90 | 1.90 | 2.32 |
| £25,000 - £49,999 | 2.70 | 1.70 | 2.16 |
| £2,000 - £24,999 | 2.40 | 1.40 | 1.92 |
| £1 - £1,999 | 0.10 | 0.10 | 0.08 |
A bonus equivalent to 2.00% Gross p.a. is payable for the first six months from account opening on accounts opened between 18 December 2008 and 21 February 2009. The bonus is only payable if a minimum balance of £2,000 is maintained for the first six months after the account is opened and will be paid in two instalments at the end of March 2009 and March 2010, along with the standard interest payment. Last updated on 24 July 2009 | |||
Gross rate - is the interest rate paid before the deduction of tax.
Annual Equivalent Rate (AER) - illustrates what the interest rate would be if paid and compounded each year.
Net Rate - is the interest rate paid after deduction of tax.
New customers will be asked to provide proof of identity including verification of address.
System updates will mean that our internet and telephone banking services are unavailable for short periods in the early hours of the morning.
- Apply online for this account
- Please also read our website terms and conditions which cover your use of this website