Instant Access Savings Account


Instant access savings with a 1% fixed bonus

Special Offer

  • This offer is available to customers who have a Select Silver Account (£8 monthly account fee) and apply for a Instant Access Savings Account from 10th October 2011.
  • New and existing Select Silver Account customers that already have an Instant Access Savings Account are eligible for the bonus if they open a new Instant Access Savings Account and deposit at least £5,000 which is new to Royal Bank of Scotland plc. Please note this is a limited offer and may be withdrawn at any time.
  • Your Select Silver Account must remain open to gain the bonus, if the Select Silver Account is closed you will no longer receive the bonus interest on your Instant Access Savings Account.
  • Earn 1.10% AER/Gross p.a. (variable) on our Instant Access Savings Account. This includes a bonus of 1.00% Gross p.a. (fixed) in addition to our standard variable interest rate payable until 28th February 2013.
  • Bonus period starts on the 15th day of the next month after your account is opened.

Our full range of instant access savings accounts

Our instant access savings accounts allow you to save but give you flexible access to your money.


AccountAER variableIdeal for ...Manage accountSave from
Direct Saver 1.00% (from £1+) to
1.50% (from £50,000+)		...earning at least 1.00% no matter how much you save in this online-only accountonline£1
    Instant Access Cash ISA 0.55% (from £1+) to
    2.00% (from £50,000+)
    		...transferring your cash ISA from another provideronline, phone and branchYes
      Instant Savings Tracker 0.10% (from £1+) to
      0.50% (from £50,000+)
      		...earning a higher rate the more you saveonline, phone and branch£500
        Instant Access Savings Account 0.10%
        (plus 1.00% fixed bonus for customers with a Select Silver Account - £8 monthly account fee)        		...starting the saving habitonline, phone and branch£50
          Royalties Saver 0.10% for balances below £2,000 to
          1.20% for balances above
          £100,000 (plus 1.00% fixed
          bonus for customers with a Royalties Gold current account)          		Royalties Gold (£12.95 monthly account fee), Royalties Private (£19.95 monthly account fee) and Black current account (£24.00 monthly account fee) customersonline, phone and branch£2000

          Not the right account for you?