Instant access savings accounts


Instant accounts

Instant access savings accounts help you build a nest egg - but give you access to your money when you need it. 


Savings AccountAER (Variable)Ideal for...Manage accountSave from
Direct Saver 1.00% to 1.50%...earning a higher rate the more you save, in this online-only accountOnline£1
Telephone Saver 0.25% to 0.90%...managing your savings over the phoneOnline and phone£1
Instant Access Cash ISA 0.60% to 2.00%...making the most of your tax-free savings Online, phone and branch£1
Instant Savings Tracker 0.20% to 0.75%Guaranteed to track the Bank of England Base Rate until 3 August 2009Online, phone and branch£500
Instant Access Savings Account 0.20% AER (variable)...starting the saving habitOnline, phone and branch£50
First Home Saver 0.20% to 0.75%...building a deposit for your first home, and earning a cashback bonusBranch£100
Savings Accelerator Savings Account 0.20% AER (variable)...earn bonus interest if you have a Savings Accelerator Credit CardOnline, phone and branch£1
Royalties Saver 0.50% to 1.25% (excluding conditional bonus)...Royalties Gold and Royalties Private customersOnline, phone and branch£2000