Instant access savings accounts


Instant accounts

Instant access savings accounts help you build a nest egg - but give you access to your money when you need it. 


AccountAER variableIdeal for ...Manage accountSave from 
Direct Saver1.00% to 1.50%
...earning a higher rate the more you save, in this online-only accountonline£1
Telephone Saver0.10% to 0.65%
(excluding bonus)		...managing your savings over the phoneonline and phone£1
Instant Access Cash ISA0.55% (from £1+)
to
2.00% (from £50,000 +)
...transferring your cash ISA from another provideronline, phone and branchYes
Instant Savings Tracker0.10% to 0.50%
Guaranteed to track the Bank of England Base Rate until 3 February 2010online, phone and branch£500
Instant Access Savings Account0.10%
AER (variable)		...starting the saving habitonline, phone and branch£50
First Home Saver0.10% to 0.50%
...building a deposit for your first home, and earning a cashback bonusbranch£100
Savings Accelerator Savings Account0.20%
AER (variable)		...earn bonus interest if you have a Savings Accelerator Credit Cardonline, phone and branch£1
Royalties Saver0.10% to 1.20%
(excluding conditional bonus)		...Royalties Gold and Royalties Private customersonline, phone and branch£2000