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Instant access savings accounts
Instant accounts
Instant access savings accounts help you build a nest egg - but give you access to your money when you need it.
| Account | AER variable | Ideal for ... | Manage account | Save from | |
|---|---|---|---|---|---|
| Direct Saver | 1.00% to 1.50% | ...earning a higher rate the more you save, in this online-only account | online | £1 | |
| Telephone Saver | 0.10% to 0.65% (excluding bonus) | ...managing your savings over the phone | online and phone | £1 | |
| Instant Access Cash ISA | 0.55% (from £1+) to 2.00% (from £50,000 +) | ...transferring your cash ISA from another provider | online, phone and branch | Yes | |
| Instant Savings Tracker | 0.10% to 0.50% | Guaranteed to track the Bank of England Base Rate until 3 February 2010 | online, phone and branch | £500 | |
| Instant Access Savings Account | 0.10% AER (variable) | ...starting the saving habit | online, phone and branch | £50 | |
| First Home Saver | 0.10% to 0.50% | ...building a deposit for your first home, and earning a cashback bonus | branch | £100 | |
| Savings Accelerator Savings Account | 0.20% AER (variable) | ...earn bonus interest if you have a Savings Accelerator Credit Card | online, phone and branch | £1 | |
| Royalties Saver | 0.10% to 1.20% (excluding conditional bonus) | ...Royalties Gold and Royalties Private customers | online, phone and branch | £2000 |