Tax efficient savings
Instant accounts
Notice accounts & bonds
Guides
Useful Information
Savings
Find the perfect home for your money
Discover a straightforward collection of savings and investments - and make the most of your money.
ISAs
Cash ISAs with interest paid tax free allow you to save up to £5,640 for the 2012/2013 tax year, ending 5th April 2013.
Instant Access ISA
- Earn from 1.37% AER variable to 2.82%% AER (variable) (balances £50,000+) tax free on your savings including a bonus of 1% gross p.a. (fixed) for 12 months
- 12 months after the bonus starts interest will automatically revert to the standard variable rate. Click here to see the applicable rates
- The bonus rate starts on the 15th or 16th day of the next month after the account is opened
- This is a limited offer and may be withdrawn at any time
- Transfers in allowed - bring all your cash ISAs together in one place Easy to manage online and no withdrawal penalties
- Great for new savings and transfers in
- This special offer is only available to customers who do not currently have an Instant Access ISA account with RBS.
Instant access savings accounts
Looking to save but want flexible access to your money?
- No minimum balance
- No penalties and no withdrawal charges
- Tiered interest with higher interest for larger savings
- Easy to manage with our Online Banking service
Fixed Rate Bonds
Have £5,000 to save? Our range of 1 year and 2 year Fixed Rate Bonds offer better returns.
1 Year Fixed Rate Bond
- Earn 2.50% AER/Gross pa when annual interest is chosen
- Invest £5,000 to £500,000 and leave it untouched for 1 year
- Another RBS account is required for the payment of interest

