Tax efficient savings

Instant accounts

Discover a straightforward collection of savings and investments - and make the most of your money.

Cash ISAs with interest paid tax free allow you to save up to £5,640 for the 2012/2013 tax year, ending 5th April 2013.

Earn from 1.37% AER variable to 2.82%% AER (variable) (balances £50,000+) tax free on your savings including a bonus of 1% gross p.a. (fixed) for 12 months
12 months after the bonus starts interest will automatically revert to the standard variable rate. Click here to see the applicable rates
The bonus rate starts on the 15th or 16th day of the next month after the account is opened
This is a limited offer and may be withdrawn at any time
Transfers in allowed - bring all your cash ISAs together in one place Easy to manage online and no withdrawal penalties
Great for new savings and transfers in
This special offer is only available to customers who do not currently have an Instant Access ISA account with RBS.