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Useful Information
Guaranteed Capital Bonds
No risk to your capital if
held to maturity
Like the idea of stock market returns - but not the chance of losing your initial capital? A Guaranteed Capital Bond could be the answer, if you have at least £5000 to invest and hold it to maturity.
Guaranteed Capital Bond 3
What could you receive?
If the FTSE 100 TM Index goes down, we still guarantee to give you back your original investment if you invest for the full three and a half year term.
However, if the FTSE 100 TM goes up, you could get back your original investment plus 100% of the FTSE 100 TM Index growth. This could give you up to a maximum of your money back plus 21% (calculated over the term of the plan averaged over the last 6 months).
If you cash in any of these Bonds early, you may not get back the full amount you originally invested.
Please be aware that the index does not take account of dividends that you would receive if you were to invest directly in the shares of the companies that make up the FTSE100 TM Index.
Don't forget that inflation will reduce the buying power of your money in the future.
Please note - The terms available are subject to change without notice.
Guaranteed Capital Bonds are provided by Royal Scottish Assurance plc, the life assurance, pensions and investment company of The Royal Bank of Scotland plc.
The guarantee of the return of your original investment only applies at the maturity. If you surrender your Bond before the end of the term, you may get back less than you invested.
Please note that it would take very favourable investment conditions for you to receive the maximum amount.
All information is based on our understanding of current law and Inland Revenue practice.
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