Additional borrowing deals

Deals to help free up
the equity in your home

Are you looking to borrow more money secured on your property? If you're an existing mortgage customer with The Royal Bank of Scotland, additional borrowing could be the answer.

Think carefully before securing other debts against your home.
Your home may be repossessed if you do not
keep up repayments on your mortgage.

MortgageInitial interest rateFollow on rateOverall cost for comparisonMax loanOther information
Further Advance: 2 Year Fixed Rate
6.74% fixed
until 31/12/2010
7.19% variable7.6% APR75% property value
  • Borrow at mortgage interest rates, a great alternative to other loans
  • Early repayment charge of 3% applies until 31/12/2010
  • Freedom to overpay without incurring an early repayment charge
  • £399 product fee
  • Available to all existing mortgage customers
  • Minimum loan £1,000

Further Advance: 2 Year Discounted Variable Rate
6.74% variable
until 31/10/2010
tracks RBS Standard Variable Rate minus 0.45%		7.19% variable7.6% APR90% property value
  • Borrow at mortgage interest rates, a great alternative to other loans
  • Early repayment charge of 3% applies until 31/10/2010
  • Freedom to overpay without incurring an early repayment charge
  • £399 product fee
  • Available to all existing mortgage customers
  • Minimum loan £3,000

Further Advance: 2 Year Fixed Rate
7.14% fixed
until 31/12/2010
7.19% variable7.6% APR95% property value
  • £299 product fee
  • Early repayment charge applies until 31/12/2010
  • Minimum loan £3,000
  • Available to all existing mortgage customers
  • 90% Maximum LTV for Interest Only mortgages

Further Advance: 2 Year Fixed Rate - Buy to Let only
7.49% fixed
until 31/01/2011
7.19% variable7.7% APR85% property value
  • £299 product fee
  • Early repayment charge applies until 31/01/2011
  • Minimum loan £3,000
  • Available to all buy to let customers
  • Property related purposes only


Higher Lending Charge

A Higher Lending Charge will apply to all loans above 90%.