Digital Banking
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I would like to borrow more
RBS no longer offer residential interest only mortgages. Customers with existing interest only mortgages are not affected by this change. Buy to Let mortgages remain available on an interest only basis. Please note that our website content is in the process of being updated to reflect these changes.
Why RBS?
With a named mortgage adviser, you'll always know who to contact about your new RBS mortgage.
Need to borrow some more money?
You could borrow up to 90% loan to value of your property for almost any purpose. As the borrowing is secured against your home, it could be cheaper than taking a personal loan or putting it on your credit card.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Additional borrowing
If you are considering borrowing more on your mortgage, we lend up to 90% of your property value. If you are switching to a new deal and taking additional borrowing at the same time, you can benefit from taking all borrowing on the same rate and you will only pay one product fee.
If you are borrowing more, and already in an existing mortgage deal, we have an additional borrowing range you can choose a new deal from.
Key points to remember:
- The minimum additional borrowing is £1,000.
- Additional borrowing is only available on a "Capital & Interest" basis.
We will lend to you based on the valuation we hold for your property. If you feel this valuation has changed, you can speak to our advisers to discuss your options.
You can find your outstanding mortgage balance on your latest annual statement, use this and the valuation we hold for you to calculate your LTV.
Get in touch
- 0800 056 0567
-
Minicom
0800 056 6587
Lines are open:
Mon to Fri 8am-8pm
Sat 9am-4pm
(excl. public holidays).
Calls may be recorded.