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Mortgage options
- Fixed rate mortgages
- Variable rate mortgages
- Offset mortgages
- Buy to let mortgages
- Additional Borrowing
- Shared Equity Mortgage
Help for
Guides and help
Useful information
Additional Borrowing
Mortgage options
Why consider additional borrowing?
- If your mortgage is with RBS, you can borrow more for home improvements or almost any other purpose
- Fixed and variable rates available – there are no forms, call us to apply
Why RBS?
- We offer a great range of mortgages, expert advice and award-winning service
Your home may be repossessed if you do not keep up repayments on your mortgage.
Early repayment charges apply during the deal period. Eligibility criteria applies to all rates, please see each product for details.
Higher Lending Charge
A Higher Lending Charge will apply to all loans above 90%.
| Initial deal | Follow-on | Overall cost for comparison | Min deposit | Product fee | ||
|---|---|---|---|---|---|---|
| Rate | Until | Rate (variable) | ||||
| 2 Year Fixed Rate Exclusive to: Private, Business, Royalties Private, Royalties Business, Royalties Gold and Royalties customers | 4.79% | 31/05/2012 | 4% | 4.4% APR | 25% | £299 |
| 2 Year Fixed Rate | 4.89% | 31/05/2012 | 4% | 4.5% APR | 25% | £299 |
| Buy-to-Let 2 Year Fixed Rate | 5.99% | 31/05/2012 | 4% | 4.7% APR | 25% | £299 |
| 2 Year Fixed Rate | 6.19% | 31/05/2012 | 4% | 4.8% APR | 10% | £299 |
| 5 Year Fixed Rate | 5.99% | 31/05/2015 | 4% | 5.3% APR | 15% | £299 |