Legal information

Read this important information on our loans

Royal Bank of Scotland loans are only available to existing current account customers. You must be over 18 and a resident of the United Kingdom. APRs are subject to change without notice, but once the APR is agreed it will not alter throughout the term of your loan.

Money in your account next day applies to existing Royal Bank of Scotland Digital Banking customers who apply between 6.30am and 5.55pm Monday to Thursday (excluding public holidays). For customers who meet all of our credit requirements, have their loan application accepted and select to complete their loan documentation online, the loan funds will be available next working day from 9.00am.

System updates will mean that our internet and telephone banking services are unavailable for short periods in the early hours of the morning.

Calls may be recorded.

The Royal Bank of Scotland plc, 36 St Andrew Square, Edinburgh EH2 2YB.