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Personal Loans Online 8.9% APR Typical Money in your account the next day*

  • Online rate of 8.9% APR typical on loans of £20,000 or more
  • Borrow between £1,000 - £25,000 for almost any purpose
  • Our Digital Banking customers can now apply online and receive their loan funds the next working day*
  • Spread your payments over 1 to 5 years, or up to 7 years for loans over £15,000

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Loanguard Insurance

Our Loanguard policy could cover your loan repayments if you were suddenly unable to meet them**

  • Defaqto logoAwarded 5 stars for quality of cover by Defaqto, an independent financial research company
  • Over the past 3 years, provided assistance to over 19,000 customers when they needed it most
  • Cover your repayments for a few extra pounds a month
  • Can offer protection in the event of accident, major illness,
    involuntary redundancy, and death

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Read the full Loanguard policy conditions (PDF, 316KB) (PDF, 79KB)

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Important Information

* Money in your account next day applies to existing Royal Bank of Scotland Digital Banking customers who apply between 6.30am and 5:55pm Monday to Thursday (excluding public holidays). For customers who meet all of our credit requirements, have their loan application accepted and select to complete their loan documentation online, the loan funds will be available next working day from 9:00am.

** There are certain instances that we cannot guard against