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Personal loans
Our personal loan could be a good choice if you're looking to borrow from £1,000 to £25,000 with a rate that's fixed.
- Flexibility - borrow from as little as £1,000 up to £25,000
- Fixed rate - repayments are fixed for the length of the loan
- Optional protection - our optional Loanguard repayment protection could make your repayments even if you can't
For loans under £15,000, the maximum repayment term is five years. And for loans between £15,000 and £25,000 you can borrow over a maximum of seven years.
However, if you borrow over £2,500 for home improvements, the maximum repayment term is 10 years.
Important information
You need to be aged 18 or over and a permanent resident in the UK for tax purposes.
Please note our personal loans are only available to existing RBS current account holders.
Please ensure you have read the product information and have read and understood the legal information
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Existing customers
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Our personal loans are only available to RBS current account holders. Not got one?
If you bank online we can save you money by pre-filling your application.