Loan options

• Personal loans
  • Summary Box
  • Common questions
  • Legal information
• Graduate loan
• Borrowing for home owners

Useful Information

• Guide to loans
• Ways to bank with us

• Online rate - 11.4% APR Typical for online loans of £10,000 to £25,000
• Other loan amounts available at alternative rates
• Ten year loans - if you borrow over £2,500 for home improvements
• If you require money in your account next working day, please contact us on 0800 121 121**

• Personal Loans Summary - Rates & Charges

Over 18s only. Rates depend on circumstances and loan amount.

**Money in your account next working day applies to existing RBS customers who apply over the phone. The earlier in the day you apply, the more likely the money will be available the next working day. For customers who meet all of our credit requirements, have their loan application accepted, are eligible and choose to complete their loan documentation online, the loan funds could be available the next working day from 9.00am. In some cases we may need to refer a decision, in which case, it may take longer. Rates differ for online and telephony applications.