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Personal Loans -

Additional borrowing for existing RBS loan customers

Borrow more at Representative 4.9% APR
for loans of 7,500 to 14,950. Our BEST EVER loan offer.

  • Other amounts available at alternative rates, and rates depend on circumstances and loan amount.

Information about our loans

  • Borrow between 1k - 25k in total across your loans
  • Flexible choice of repayment terms
  • Borrow for almost any purpose
  • If you bank online we’ll pre-fill your application and you could have the funds next working day

What options do I have when borrowing more?

As an existing loans customer you have two options:

  1. Open an additional loan at our current rates and retain your old loan at its original interest rate. Or,
  2. Replace your existing loan with a new loan for a larger amount. We'll close your existing loan for you as part of the process.

If choosing this option:

  • An Early Repayment Charge (ERC) will apply, take this into account when working out costs.
    • To find out your outstanding loan balance, current rate, and your ERC please call us or visit your local branch.
  • Your existing loan may have Personal Loan Protector which will end if the loan is repaid, and is not available on new loans. If you wish to protect your income please visit your local branch.
  • Minimise costs by keeping the term of your borrowing short, a longer term can increase the overall interest you pay.

What important information do I need to be aware of?

  • To find out your outstanding loan balance, current rate, and your ERC please call us or visit your local branch.
  • Your total loan borrowing with us cannot exceed 25k
  • You must be over 18 and have a RBS current account to apply.

Loan calculator

Calculate rates, monthly repayments, and total loan cost.

Loan calculator tool

Use our loan calculator

Other useful links

Get in touch

Lines are open: Mon to Fri 8am-8pm, Saturdays & Bank Holidays 9am-6pm, Closed on Sunday. Calls may be recorded