Tell me moreNeed a top-up?
Already have an RBS personal loan?
If you have a loan with us already, and are looking to borrow a bit more, then why not consider applying to top up your existing loan with us? You can get an instant decision if you apply online.
Why take a top-up loan with us?
- You can apply to borrow from £1,000 to £25,000
- Our Personal Loan rates are fixed for the lifetime of the loan
- Depending on your circumstances and loan amount, you can apply to repay your loan over 1 to 10 years
Our rate is Representative 7.9% APR for online loans of £7,500 to £14,950.
The actual rate you receive will depend on your personal circumstances and the loan amount you apply for.
If you apply for a new loan with a longer term than your current loan, then you may pay more in interest than your current loan. Where an existing loan is topped-up this will mean the opening of a new loan and closure of your existing loan. Total borrowing will be priced at the new rate. An early settlement fee may be charged.
Over 18s only. Rates depend on circumstances and loan amount.
*Money in your account next day applies to existing RBS online banking customers who apply between 6.30am and 5.55pm Monday to Thursday (excluding public holidays). For customers who meet all of our credit requirements, have their loan application accepted, are eligible and choose to complete their loan documentation online, the loan funds will be available the next working day from 9.00am. In some cases, we may need to refer a decision, in which case, it may take longer.