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Direct Investing

Investments that you can select

The value of investments, and the income from them, can fall as well as rise, and you may not get back the full amount you invest.

Making Investment decisions yourself can be a quick and cost effective way to widen your investment portfolio. We have investment options available if you would like to invest without taking any advice

Whilst anyone is free to choose their own solution without advice, these options are best suited if you;

  • appreciate the importance of investing over the longer term – 5 years plus;
  • appreciate the relationship between risk and reward - the greater the risk the greater the potential for higher rewards or greater losses;
  • understand how to maximise your tax allowances.

Making an investment without taking advice may not be suitable if you:

  • are unsure of all of your financial options;

Research & Understanding is key

You can get up to speed with the basics before you make your decision by accessing our investment guides , here you can learn more about how investments could help you with your financial goals.

The products that we offer

Investments that we currently offer through this route are:

Share Dealing

If you want to take control of your own portfolio.

Junior ISA

A way of investing for your children in a tax-efficient fund.

Consider advice

You may want to consider our advice service if you think this route isn’t right for you.

Learn more about our Financial Advice Service and how we can help with your overall financial planning.

Helpful Banking

Protecting your money

Your eligible deposits with RBS are protected up to a total of 85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the 85,000 limit between these brands are not covered.

Further information is available here or visit www.fscs.org.uk .