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With-Profit Fund
Aiming for long-term growth, plus protection for your capital
The With-Profit Fund invests in a mix of assets. It aims to give you long-term growth and provides a capital guarantee on the tenth anniversary of your original investment.
You should be aware that the value of your investments can go down as well as up and you may not get back the original amount of your investment
Why choose the With-Profit Fund?
The With-Profit Fund is very much for the longer term. Provided by Aviva Life & Pensions (UK) Ltd
On the 10th anniversary of your investment, and within two weeks of this period, you can cash it in to receive at least the amount you invested less any withdrawals.
About the fund
- Smooth performance - a bonus system spreads out profits and losses over the term of the investment.
- Sharing the risk - a large pool of money from you and other investors is invested in a mixture of equities, government and corporate bonds, property and cash.
- Life cover - a payout for your family if you die.
Get started today
Call 0800 051 1868 or your local branch to make an appointment with one of our Financial Planning Managers.
With-Profit funds pool the investments of many investors into one fund. It invests in a broad mix of equities (stocks and shares), government and corporate bonds, property and cash.
With-Profit funds differ from other investment funds in the way that they aim to smooth the returns you receive from the rises and falls of investment performance. They do this by adding a bonus.
A With-Profit fund is made up of units. Every unit has a value called the unit price. The unit price increases as bonuses are added but it may fall if investment conditions have been poor.
A With-Profits fund could add something to your investment portfolio. Use this table to help you decide if it’s right for you.
| May be suitable if: | Not suitable if: |
|---|---|
| You want to make a lump sum investment | You want to invest on a regular basis |
| You’re planning to invest for at least five years | You only want to invest for less than five years |
| You have a minimum of £5,000 to invest | You want to invest more than £1 million |
| You want long term growth over the long term | You need easy access to your money |
| You want to invest in UK and international equities, government and corporate bonds, property and cash | You don’t want a stock market investment |
| You want a guarantee on your original investment over the long term | You want a guaranteed return whenever you cash in |
| You’re looking for a steady return on your investment | You want a fluctuating fund as part of your investment portfolio |
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Provided by Aviva Life & Pensions (UK) Ltd. Portfolio allows you to invest in a range of funds and you should be aware that the value of your investments can go down as well as up and you may not get back the original amount of your investment.
Exit charges apply in the first five years.
- Please also read our website terms and conditions which cover your use of this website