Adventurous Growth Fund


Aiming for larger returns - but with greater fluctuations


With the high proportion of stocks and shares held in this fund, comes the potential for higher returns. However, there's also the potential for wider fluctuations in the value of your investment.

You should be aware that the value of your investments can go down as well as up and you may not get back the original amount of your investment



Why choose our Adventurous Growth Fund?



The Adventurous Growth Fund aims to deliver greater returns than our Balanced Growth Fund. However, with this comes the increased likelihood in greater fluctuations in the value of your investment.

About the fund



  • Easy to open - lump sum investments from just £1,000.
  • Monthly investment - make regular investments from £50 a month.
  • Closely monitored - your money is looked after by a team of specialist fund managers overseen by our Investment Manager, Aviva Investors.
  • Costs - charges do apply to managed funds and information is available on request.

Tax efficient investment



Investments usually come with a tax bill. However, you can make a tax efficient investment in this fund - up to £11,280 this tax year.

Start your investment



Get your finances in shape for the future. Make an appointment with an RBS Financial Planning Manager on 0800 051 1867.

It can be time consuming to pick the right investment, fund manager and assets.

Expert Managed Solutions funds do all this on your behalf, and everything is monitored by third party experts.

Multi-manager investment - picking the right experts



Let's be honest. No single manager can be an expert in every type of investment. That's where the multi-manager approach comes in. Instead, it employs a range of specialist fund managers look after your money.

The aim is to reduce the fluctuations in your returns, minimising the potential rises and falls in the stock market.

About our experts



Aviva Investors selects the right allocation of assets, and then manages this mix across the funds.

They are experts in working to meet investment objectives by taking advantage of opportunities in changing markets - especially important in volatile economic times.

Aviva Investors will also monitor the fund manager’s performance against specific targets.


I'm looking to invest in the stockmarket, but I'm not sure about the risks. Could the Expert Managed Solutions funds be suitable?



Yes they could. Our funds can invest in a range of assets across different fund managers. They never rely on one investment or one manager performing well.

So, when you compare them to conventional managed funds, the fluctuation in value of your investment is potentially reduced. Equally important, you are not overly-exposed to any particular sector that may not be performing well. This is especially important in turbulent economic times.

On top of all this, you can choose from a selection of funds - to reflect the level of risk you'd like to take.

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How does fund performance balance against risk?



These funds are designed to give you access to some of the best performing fund managers in the world.

Aviva Investors, will carefully monitor the performance of the chosen fund managers, they can choose to replace managers who do not perform.

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Can I get my money if I need it?



Yes. You can access your money whenever you like. However, the funds are stockmarket based, so we would recommend you hold them for at least five years.

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Provided by RBS Collective Investment Funds Ltd. Expert Managed Solutions invests in stocks and shares and you should be aware that the value of your investments and the income from them can go down as well as up and you may not get back the original amount of your investment.