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Useful Information
Essentials contents insurance
Specially designed for tenants and students in shared accommodation
If you're a student living in halls of residence or if you live in rented or shared accommodation then Essentials Contents Insurance is tailored specifically for you.
Essentials Contents Insurance allows you to specify the level of cover you need, so you can cover the items most valuable to you - this means you don't pay for cover you don't need. You can choose to cover items such as laptops, mp3 players, bicycles and mobile phones even when taken outside your home, shared accommodation or halls of residence.
Cover Options
Features of RBS Essentials:
- Choose to cover individual items such as laptops, mp3 players, bicycles and mobile phones even when taken outside the home.
- Easy to set up for students – we can set your policy up on your university address if you don’t know your residential address yet.
- Pay monthly at no extra cost - when the equivalent annual premium is over £70 inclusive of insurance premium tax. (Monthly payments. Subject to credit agreement and eligibility. Credit facilities: Over 18s only. Representative 0.0% APR).
- Cover for theft from your home (theft of money must involve forced and violent entry into the home).
- Cover for your college library books (up to £200) or college items on loan (up to £500) if lost or stolen
- Includes cover for downloaded information you have stored on your Home Entertainment Equipment or mobile phone up to £250
Royal Bank of Scotland Essentials Contents Insurance is underwritten by UK Insurance Limited, which is authorised and regulated by the Financial Services Authority. Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No. 1179980. UK Insurance Limited is part of the Royal Bank of Scotland Group.
Written quotations are available on request from any branch.
All Royal Bank of Scotland insurance products are subject to acceptance of underwriting criteria.
Calls may be recorded.