Tell me moreCritical illness cover
The natural partner
for your life insurance policy
If you already have life insurance, you are looking after your family should you die. But how would your finances cope if you suffered a critical illness which prevented you from working?
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Find out how much life insurance with critical illness may cost – get a quote and apply online
Critical Illness can be combined with your life insurance cover as an additional option and would provide cover should you suffer a critical illness such as certain cancers, heart attack or stroke.
What’s covered?
Critical illness cover is designed to pay out a guaranteed cash lump sum if you either die or are diagnosed with a critical illness that meets our policy definition. We only cover the critical illnesses we define in our policy and no others.
- Guaranteed cash sum - if you are diagnosed with any of the specified illnesses during the term
- Flexibility - you can use the money for any purpose you like – perhaps to pay off all or part of your mortgage
- Comprehensive cover – you are covered for 25 major illnesses or conditions, which include certain cancers, heart attack and stroke - which account for more than 80% of all claims
- Choice of term - from 2 - 40 years, as long as the cover doesn’t extend beyond your 70th birthday.
This policy is for UK residents aged 18-64. The level of premium for the Critical Illness option will be reviewed regularly during the term of the policy and may increase.
Life Protector
Royal Scottish Assurance plc is authorised and regulated by the Financial Services Authority. Registered Office and principal place of business 24-25 St. Andrew Square, Edinburgh EH2 1AF.